/* =========================================================
   Nestsure Insurance Services — Homepage styles
   ========================================================= */

:root {
  --green-900: #174D3C;
  --green-800: #235E4A;
  --green-deep: #133F31;
  --yellow: #F4B942;
  --yellow-600: #E5A62C;
  --yellow-50: #FFF7DC;
  --green-50: #EEF7F2;
  --off-white: #FAFBF8;
  --white: #FFFFFF;
  --ink: #17211D;
  --muted: #66736D;
  --border: #DDE7E1;
  --shadow: 0 12px 40px rgba(23, 77, 60, 0.08);
  --shadow-lg: 0 20px 60px rgba(23, 77, 60, 0.14);
  --radius: 16px;
  --radius-lg: 24px;
  --container: 1600px;
  --f-head: "Plus Jakarta Sans", system-ui, sans-serif;
  --f-body: "Inter", system-ui, sans-serif;
  --ease: cubic-bezier(.2, .7, .2, 1);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  margin: 0;
  font-family: var(--f-body);
  font-size: 17px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img {
  display: block;
  max-width: 100%;
}

figure {
  margin: 0;
}

a {
  color: var(--green-900);
  text-decoration: none;
  transition: color .2s;
}

a:hover {
  color: var(--green-800);
}

h1,
h2,
h3,
h4 {
  font-family: var(--f-head);
  margin: 0;
  color: var(--ink);
  letter-spacing: -0.025em;
  line-height: 1.12;
  font-weight: 600;
}

p {
  margin: 0;
  text-wrap: pretty;
}

ul,
ol {
  margin: 0;
  padding: 0;
  list-style: none;
}

button,
input,
select {
  font: inherit;
}

svg {
  width: 1em;
  height: 1em;
}

.container {
  width: 100%;
  max-width: calc(var(--container) + 48px);
  margin: 0 auto;
  padding: 0 60px;
}

.section {
  padding: 100px 0;
}

/* ---------- Image placeholder fallback ---------- */
[data-label] {
  position: relative;
  background: repeating-linear-gradient(135deg, var(--green-50) 0 12px, #E4EFE9 12px 24px);
  overflow: hidden;
}

[data-label].img-failed::after {
  content: attr(data-label);
  position: absolute;
  inset: 0;
  display: grid;
  place-items: center;
  padding: 16px;
  text-align: center;
  font: 500 12px/1.4 ui-monospace, SFMono-Regular, Menlo, monospace;
  color: var(--muted);
  letter-spacing: .04em;
  text-transform: uppercase;
}

[data-label].img-failed img {
  visibility: hidden;
}

[data-label] img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* ---------- Tag / eyebrow ---------- */
.tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  border: 1px solid var(--border);
  border-radius: 100px;
  font-size: 14px;
  font-weight: 500;
  color: var(--ink);
  background: var(--white);
  margin-bottom: 18px;
  letter-spacing: .01em;
}

.tag svg {
  width: 15px;
  height: 15px;
  fill: none;
  stroke: var(--green-900);
  stroke-width: 2.6;
  stroke-linecap: round;
}

.tag--glass {
  background: rgba(255, 255, 255, .18);
  border-color: rgba(255, 255, 255, .22);
  color: var(--white);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
}

.tag--glass svg {
  stroke: var(--white);
}

.tag--white {
  border-color: transparent;
}

.tag--yellow {
  background: rgba(19, 85, 70, .10);
  border-color: rgb(19, 85, 70, .30);
  color: var(--green-900);
}

.tag--yellow svg {
  stroke: var(--green-900);
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  height: 50px;
  padding: 0 30px;
  border-radius: 100px;
  border: 1.5px solid transparent;
  font-family: var(--f-head);
  font-size: 16px;
  font-weight: 600;
  letter-spacing: -.005em;
  white-space: nowrap;
  cursor: pointer;
  transition: background .25s, color .25s, transform .25s var(--ease), box-shadow .25s, border-color .25s;
}

.btn--primary {
  background: var(--yellow);
  color: var(--green-900);
  border: 1px solid var(--yellow);
}

.btn--primary:hover {
  background: #fff;
  color: var(--green-900);
  border: 1px solid var(--green-900);
}

.btn--green {
  background: var(--green-900);
  color: var(--white);
}

.btn--green:hover {
  background: #fff;
  color: var(--green-900);
  transform: translateY(-2px);
  border: 1px solid var(--green-900)
}

.btn--ghost-light {
  color: var(--white);
  border-color: rgba(255, 255, 255, .5);
  background: transparent;
}

.btn--ghost-light:hover {
  background: var(--white);
  color: var(--green-900);
  border-color: var(--white);
}

.btn--block {
  width: 100%;
}

/* pill + circle arrow combo (reference style) */
.btn-arrow {
  display: inline-flex;
  align-items: center;
}

.btn-arrow .btn {
  pointer-events: none;
}

.btn-arrow__icon--green {
  background: var(--green-900);
  color: var(--white);
}

.btn-arrow:hover .btn--green,
.btn-arrow:hover .btn-arrow__icon--green {
  background: var(--green-800);
}

/* =========================================================
   HEADER / NAVIGATION
   ========================================================= */
.header {
  position: absolute;
  left: 0;
  right: 0;
  top: 0;
  z-index: 50;
  border-bottom: 1px solid rgba(255, 255, 255, .14);
  transition: background .3s, box-shadow .3s, border-color .3s;
}

.header__inner {
  height: 110px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  transition: height .3s;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--white);
  flex-shrink: 0;
}

.brand:hover {
  color: var(--white);
}

.brand__img {
  height: 52px;
  width: auto;
  max-width: 240px;
  object-fit: contain;
  display: block;
}

.header .brand__img--white {
  display: block;
}

.header .brand__img--dark {
  display: none;
}

.header.is-scrolled .brand__img--white {
  display: none;
}

.header.is-scrolled .brand__img--dark {
  display: block;
}

.footer__brand .brand__img {
  height: 68px;
  width: auto;
  margin-bottom: 20px;
}

.brand__mark {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: var(--yellow);
  color: var(--green-900);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.brand__mark svg {
  width: 24px;
  height: 24px;
}

.brand__text {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
}

.brand__text strong {
  font-family: var(--f-head);
  font-size: 20px;
  font-weight: 600;
  letter-spacing: -.02em;
}

.brand__text strong em {
  font-style: normal;
  color: var(--yellow);
}

.brand__text small {
  font-size: 12.5px;
  opacity: .85;
  margin-top: 3px;
  letter-spacing: .01em;
}

.nav ul {
  display: flex;
  align-items: center;
  gap: 26px;
}

.nav a {
  font-family: var(--f-head);
  font-size: 15.5px;
  font-weight: 600;
  color: var(--white);
  position: relative;
  padding: 6px 0;
  white-space: nowrap;
}

.nav a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 2px;
  background: var(--yellow);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .3s var(--ease);
}

.nav a:hover {
  color: var(--yellow);
}

.nav a:hover::after {
  transform: scaleX(1);
}

.nav a.is-active {
  color: var(--yellow);
}

.nav-toggle {
  position: absolute;
  opacity: 0;
  pointer-events: none;
  width: 0;
  height: 0;
  margin: 0;
}

.nav__mobile-cta {
  display: none;
}

.header__cta {
  display: flex;
  align-items: center;
  gap: 12px;
}

.burger {
  display: none;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, .35);
  background: transparent;
  cursor: pointer;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 5px;
  touch-action: manipulation;
  -webkit-tap-highlight-color: transparent;
  user-select: none;
}

.burger span {
  width: 18px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: transform .3s, opacity .3s;
  pointer-events: none;
}

/* scrolled state */
.header.is-scrolled {
  position: fixed;
  top: 0;
  background: rgba(255, 255, 255, .94);
  border-bottom-color: var(--border);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  box-shadow: 0 6px 24px rgba(23, 77, 60, .06);
  animation: slideDown .45s var(--ease);
}

.header.is-scrolled .header__inner {
  height: 84px;
}

.header.is-scrolled .brand,
.header.is-scrolled .nav a {
  color: var(--ink);
}

.header.is-scrolled .brand small {
  color: var(--muted);
  opacity: 1;
}

.header.is-scrolled .nav a:hover,
.header.is-scrolled .nav a.is-active {
  color: var(--green-900);
}

.header.is-scrolled .burger {
  border-color: var(--border);
}

.header.is-scrolled .burger span {
  background: var(--ink);
}

@keyframes slideDown {
  from {
    transform: translateY(-100%);
  }

  to {
    transform: translateY(0);
  }
}

/* =========================================================
   SECTION 1 — HERO
   ========================================================= */
.hero {
  position: relative;
  min-height: 940px;
  display: grid;
  grid-template-rows: 1fr auto;
  padding-top: 110px;
  color: var(--white);
  background: var(--green-deep);
  isolation: isolate;
}

.hero__media {
  position: absolute;
  inset: 0;
  z-index: -2;
  background: var(--green-800);
}

.hero__media img {
  object-position: center 30%;
}

.hero__overlay {
  position: absolute;
  inset: 0;
  z-index: -1;
  background:
    linear-gradient(180deg, rgba(19, 63, 49, .55) 0%, rgba(19, 63, 49, .18) 26%, rgba(19, 63, 49, .28) 50%, rgba(19, 63, 49, .86) 72%, var(--green-deep) 86%),
    linear-gradient(90deg, rgba(19, 63, 49, .35), rgba(19, 63, 49, 0) 55%);
}

.hero__content {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr);
  gap: 60px;
  align-items: end;
  padding-bottom: 88px;
}

.hero h1 {
  color: var(--white);
  font-size: clamp(44px, 4.9vw, 72px);
  line-height: normal;
  letter-spacing: -.035em;
  font-weight: 600;
  margin-top: 6px;
}

.hero h1 .hl {
  color: var(--yellow);
}

.hero__right {
  padding-bottom: 28px;
  max-width: 520px;
}

.hero__right p {
  font-size: 20px;
  line-height: 1.55;
  color: rgba(255, 255, 255, .92);
  margin-bottom: 30px;
}

.hero__right p strong,
.hero__right p .hl {
  color: var(--yellow);
  font-weight: 700;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
}

.hero__strip {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: center;
  gap: 56px;
  padding-top: 38px;
  padding-bottom: 38px;
  position: relative;
}

.hero__strip::before {
  content: "";
  position: absolute;
  left: 24px;
  right: 24px;
  top: 0;
  height: 1px;
  background: rgba(255, 255, 255, .14);
}

.hero__strip-title {
  font-family: var(--f-head);
  font-size: 20px;
  font-weight: 600;
  line-height: 1.5;
  letter-spacing: -.01em;
  padding-right: 40px;
  border-right: 1px solid rgba(255, 255, 255, .14);
}

.hero__strip-title span {
  color: var(--yellow);
  font-weight: 500;
  font-size: 17px;
}

.hero__cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 32px;
}

.hcard {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  font-size: 14.5px;
  line-height: 1.45;
  color: rgba(255, 255, 255, .78);
}

.hcard strong {
  display: block;
  color: var(--white);
  font-family: var(--f-head);
  font-size: 16.5px;
  font-weight: 600;
  margin-bottom: 3px;
  letter-spacing: -.01em;
}

.hcard__icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--yellow);
  color: var(--green-900);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.hcard__icon svg {
  width: 20px;
  height: 20px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

/* =========================================================
   SECTION 7 — ABOUT (reference "About Us" composition)
   ========================================================= */
.about__grid {
  display: grid;
  grid-template-columns: minmax(0, 470px) minmax(0, 850px);
  justify-content: space-between;
  gap: 46px;
  align-items: start;
}

.about__media {
  position: relative;
  height: 657px;
}

.about__img-lg {
  position: absolute;
  top: 0;
  right: 0;
  width: 82%;
  height: 562px;
  border-radius: 16px;
}

.about__img-sm {
  position: absolute;
  left: 4px;
  bottom: 80px;
  width: 45%;
  height: 222px;
  border-radius: 16px;
  border: 6px solid var(--white);
  box-shadow: var(--shadow);
}

.about__img-sm img {
  border-radius: 10px;
}

.about__doodle {
  position: absolute;
  left: 20px;
  top: 190px;
  width: 70px;
  height: 110px;
  stroke: var(--green-900);
  stroke-width: 2;
}

.about__doodle .fill {
  fill: var(--green-900);
  stroke: none;
}

.badge {
  position: absolute;
  right: -18%;
  top: 521px;
  transform: translate(-50%, -50%);
  width: 140px;
  height: 140px;
  border-radius: 50%;
  background: var(--yellow);
  border: 6px solid var(--white);
  display: grid;
  place-items: center;
  color: var(--green-900);
  box-shadow: var(--shadow);
}

.badge__ring {
  position: absolute;
  inset: 4px;
  width: calc(100% - 8px);
  height: calc(100% - 8px);
  animation: spin 24s linear infinite;
}

.badge__ring text {
  font-family: var(--f-head);
  font-size: 10.5px;
  font-weight: 700;
  letter-spacing: .08em;
  fill: var(--green-900);
  text-transform: uppercase;
}

.badge:hover .badge__ring {
  animation-play-state: paused;
}

.badge__core {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: var(--green-900);
  color: var(--white);
  display: grid;
  place-items: center;
  position: relative;
  transition: transform .4s var(--ease);
}

.badge__core svg {
  width: 22px;
  height: 22px;
}

.badge:hover .badge__core {
  transform: scale(1.1) rotate(45deg);
}

@keyframes spin {
  to {
    transform: rotate(360deg);
  }
}

.about__content {
  padding-top: 6px;
}

.about__content h2 {
  font-size: clamp(36px, 3.6vw, 46px);
  line-height: 1.3;
  letter-spacing: -.035em;
  margin-bottom: 26px;
}

.lead {
  color: var(--muted);
  font-size: 17px;
  line-height: 1.55;
}

.quote {
  margin: 36px 0 40px;
  padding: 30px 36px;
  background: var(--off-white);
  border-left: 5px solid var(--green-900);
  border-radius: 16px;
  font-family: var(--f-head);
  font-size: 20px;
  line-height: 1.45;
  font-weight: 600;
  color: var(--ink);
  letter-spacing: -.01em;
}

.about__bottom {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 224px;
  gap: 30px;
  align-items: stretch;
}

.facts {
  display: grid;
  grid-template-columns: 1fr 1fr;
  padding-bottom: 28px;
  border-bottom: 1px solid var(--border);
}

.fact {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.fact+.fact {
  padding-left: 30px;
  border-left: 1px solid var(--border);
}

.fact strong {
  font-family: var(--f-head);
  font-size: 44px;
  font-weight: 500;
  line-height: 1;
  color: var(--ink);
  letter-spacing: -.03em;
}

.fact span {
  color: var(--muted);
  font-size: 16px;
  line-height: 1.55;
}

/* About Section Tags Row */
.about__tags {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  margin-bottom: 22px;
}

.about__tags .tag {
  margin-bottom: 0;
}

.tag--edu {
  background: var(--green-50);
  border-color: rgba(23, 77, 60, 0.22);
  color: var(--green-900);
  font-weight: 600;
  letter-spacing: .01em;
}

.tag--edu svg {
  width: 15px;
  height: 15px;
  stroke: var(--green-900);
  stroke-width: 2.2;
}

.about__lead-hl {
  color: var(--ink);
  font-weight: 600;
}

/* Credential Highlight Card */
.about__cred-card {
  display: flex;
  align-items: center;
  gap: 14px;
  margin: 18px 0 12px;
  padding: 12px 18px;
  background: linear-gradient(135deg, rgba(238, 247, 242, 0.92) 0%, rgba(250, 251, 248, 0.98) 100%);
  border: 1px solid rgba(23, 77, 60, 0.16);
  border-left: 4px solid var(--green-900);
  border-radius: 12px;
  box-shadow: 0 4px 16px rgba(23, 77, 60, 0.04);
}

.about__cred-icon {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  background: var(--green-900);
  color: var(--yellow);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.about__cred-icon svg {
  width: 20px;
  height: 20px;
  stroke: var(--yellow);
}

.about__cred-details {
  display: flex;
  flex-direction: column;
  gap: 2px;
  min-width: 0;
}

.about__cred-label {
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--green-800);
}

.about__cred-name {
  font-family: var(--f-head);
  font-size: 15px;
  font-weight: 700;
  color: var(--ink);
  letter-spacing: -0.01em;
  line-height: 1.35;
}

.about__assoc {
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 22px;
  font-weight: 500;
  font-size: 15.5px;
}

.about__assoc svg {
  width: 20px;
  height: 20px;
  fill: var(--green-900);
  flex-shrink: 0;
}

.about__assoc .stroke {
  fill: none;
  stroke: var(--white);
  stroke-width: 2.2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.about__img-xs {
  border-radius: 12px;
  min-height: 212px;
}

/* =========================================================
   SECTION 2 — INTRO / 3-PILLAR TAILORED ARCHITECTURE
   ========================================================= */
.intro.section {
  background: linear-gradient(180deg, #F8FAF7 0%, #FFFFFF 50%, #F8FAF7 100%);
  position: relative;
  overflow: hidden;
  border-top: 1px solid rgba(221, 231, 225, 0.55);
  border-bottom: 1px solid rgba(221, 231, 225, 0.55);
}

.intro__container {
  position: relative;
  z-index: 2;
}

/* Ambient subtle background glows */
.intro__bg-glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(90px);
  pointer-events: none;
  opacity: 0.6;
  z-index: 1;
}

.intro__bg-glow--1 {
  width: 480px;
  height: 480px;
  top: -100px;
  left: -80px;
  background: radial-gradient(circle, rgba(23, 77, 60, 0.08) 0%, transparent 70%);
}

.intro__bg-glow--2 {
  width: 450px;
  height: 450px;
  bottom: -100px;
  right: -60px;
  background: radial-gradient(circle, rgba(244, 185, 66, 0.12) 0%, transparent 70%);
}

.section-head {
  margin-bottom: 50px;
}

.section-head h2 {
  font-size: clamp(34px, 3.4vw, 46px);
  letter-spacing: -.035em;
  line-height: 1.3;
}

.section-head p {
  color: var(--muted);
  font-size: 17px;
}

.section-head--center {
  text-align: center;
  max-width: 860px;
  margin-left: auto;
  margin-right: auto;
}

.section-head--center h2 {
  margin-bottom: 22px;
}

.section-head--center p {
  max-width: 680px;
  margin: 0 auto;
}

.section-head--split {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr);
  gap: 60px;
  align-items: end;
}

.section-head--split>p,
.section-head--split>.btn-arrow {
  justify-self: end;
}

.section-head--compact {
  margin-bottom: 42px;
}

.section-head--compact h2 {
  margin-bottom: 16px;
  font-size: clamp(30px, 3.1vw, 46px);
}

.section-head--compact p {
  font-size: 16.5px;
  line-height: 1.6;
}

/* Title highlight */
.intro__hl {
  position: relative;
  display: inline-block;
  color: var(--green-900);
}

/* Tag with live pulse */
.tag--emerald {
  background: #EAF4EE;
  border-color: #C0DECE;
  color: var(--green-900);
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.tag__pulse {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #10B981;
  box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.7);
  animation: tagPulse 2s infinite cubic-bezier(0.4, 0, 0.6, 1);
}

@keyframes tagPulse {
  0% {
    transform: scale(0.95);
    box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.7);
  }

  70% {
    transform: scale(1);
    box-shadow: 0 0 0 8px rgba(16, 185, 129, 0);
  }

  100% {
    transform: scale(0.95);
    box-shadow: 0 0 0 0 rgba(16, 185, 129, 0);
  }
}

/* Pillars grid */
.pillars {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 26px;
}

/* The Pillar Card */
.pillar {
  position: relative;
  background: #FFFFFF;
  border: 1px solid rgba(221, 231, 225, 0.9);
  border-radius: 20px;
  padding: 30px 28px 24px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: 0 4px 18px -2px rgba(23, 77, 60, 0.05), 0 2px 6px -1px rgba(0, 0, 0, 0.02);
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease), border-color 0.35s;
  overflow: hidden;
  text-decoration: none;
  cursor: pointer;
  color: inherit;
}

/* Top Accent Gradient Bar */
.pillar__accent-bar {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  transition: height 0.3s ease;
}

.pillar:hover {
  transform: translateY(-8px);
  text-decoration: none;
}

.pillar:hover .pillar__accent-bar {
  height: 6px;
}

/* Theme 01: PROTECT */
.pillar--protect .pillar__accent-bar {
  background: linear-gradient(90deg, #174D3C 0%, #2DD4BF 100%);
}

.pillar--protect:hover {
  border-color: rgba(23, 77, 60, 0.3);
  box-shadow: 0 18px 36px -8px rgba(23, 77, 60, 0.14), 0 6px 14px -3px rgba(23, 77, 60, 0.06);
}

.pillar--protect .pillar__icon-box {
  background: linear-gradient(135deg, #174D3C 0%, #235E4A 100%);
  color: #FFFFFF;
  box-shadow: 0 6px 16px -2px rgba(23, 77, 60, 0.35);
}

.pillar--protect .pillar__badge-label {
  color: #174D3C;
  background: #E8F5EE;
}

.pillar--protect .pillar__chip svg {
  stroke: #174D3C;
}

.pillar--protect .pillar__action {
  color: #174D3C;
}

.pillar--protect:hover .pillar__action-icon {
  background: #174D3C;
  color: #FFFFFF;
}

/* Theme 02: GROW */
.pillar--grow .pillar__accent-bar {
  background: linear-gradient(90deg, #D97706 0%, #F59E0B 50%, #FDE68A 100%);
}

.pillar--grow:hover {
  border-color: rgba(229, 166, 44, 0.4);
  box-shadow: 0 18px 36px -8px rgba(217, 119, 6, 0.14), 0 6px 14px -3px rgba(217, 119, 6, 0.06);
}

.pillar--grow .pillar__icon-box {
  background: linear-gradient(135deg, #E5A62C 0%, #F4B942 100%);
  color: #17211D;
  box-shadow: 0 6px 16px -2px rgba(229, 166, 44, 0.4);
}

.pillar--grow .pillar__badge-label {
  color: #9A6700;
  background: #FFF7DC;
}

.pillar--grow .pillar__chip svg {
  stroke: #D97706;
}

.pillar--grow .pillar__action {
  color: #B45309;
}

.pillar--grow:hover .pillar__action-icon {
  background: #E5A62C;
  color: #17211D;
}

/* Theme 03: PLAN */
.pillar--plan .pillar__accent-bar {
  background: linear-gradient(90deg, #164E63 0%, #0891B2 50%, #67E8F9 100%);
}

.pillar--plan:hover {
  border-color: rgba(14, 116, 144, 0.35);
  box-shadow: 0 18px 36px -8px rgba(22, 78, 99, 0.14), 0 6px 14px -3px rgba(22, 78, 99, 0.06);
}

.pillar--plan .pillar__icon-box {
  background: linear-gradient(135deg, #164E63 0%, #0E7490 100%);
  color: #FFFFFF;
  box-shadow: 0 6px 16px -2px rgba(22, 78, 99, 0.35);
}

.pillar--plan .pillar__badge-label {
  color: #0E7490;
  background: #E0F2FE;
}

.pillar--plan .pillar__chip svg {
  stroke: #0E7490;
}

.pillar--plan .pillar__action {
  color: #0E7490;
}

.pillar--plan:hover .pillar__action-icon {
  background: #0E7490;
  color: #FFFFFF;
}

/* Card Header */
.pillar__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 22px;
}

.pillar__icon-box {
  width: 50px;
  height: 50px;
  border-radius: 13px;
  display: grid;
  place-items: center;
  transition: transform 0.35s var(--ease);
}

.pillar__icon-box svg {
  width: 23px;
  height: 23px;
}

.pillar:hover .pillar__icon-box {
  transform: scale(1.08) rotate(-3deg);
}

.pillar__badge {
  display: flex;
  align-items: center;
  gap: 8px;
}

.pillar__num {
  font-family: var(--f-head);
  font-weight: 700;
  font-size: 19px;
  color: var(--ink);
  letter-spacing: -0.03em;
}

.pillar__badge-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  padding: 3px 8px;
  border-radius: 6px;
}

/* Card Body */
.pillar__body {
  margin-bottom: 22px;
}

.pillar__title-wrap {
  margin-bottom: 10px;
}

.pillar__title {
  font-size: 25px;
  font-weight: 700;
  line-height: 1.15;
  color: var(--ink);
  margin-bottom: 3px;
  letter-spacing: -0.02em;
}

.pillar__subtitle {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.pillar__desc {
  font-size: 14.5px;
  line-height: 1.55;
  color: #4A5568;
  margin-bottom: 16px;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
  text-overflow: ellipsis;
}

/* Interactive Chips */
.pillar__chips {
  display: flex;
  flex-wrap: wrap;
  gap: 7px;
}

.pillar__chip {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 10px;
  border-radius: 100px;
  background: #F4F6F4;
  border: 1px solid rgba(221, 231, 225, 0.7);
  font-size: 12px;
  font-weight: 500;
  color: var(--ink);
  transition: background 0.2s, border-color 0.2s;
}

.pillar__chip svg {
  width: 11px;
  height: 11px;
  fill: none;
  stroke-width: 2.5;
  stroke-linecap: round;
  stroke-linejoin: round;
  flex-shrink: 0;
}

.pillar:hover .pillar__chip {
  background: #FFFFFF;
  border-color: rgba(23, 77, 60, 0.2);
}

/* Pillar Features (Guiding Principles in About Us) */
.pillar__features {
  list-style: none;
  padding: 0;
  margin: 18px 0 0 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
  border-top: 1px dashed rgba(221, 231, 225, 0.85);
  padding-top: 16px;
}

.pillar__features li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 13.5px;
  line-height: 1.45;
  color: #2D3748;
  font-weight: 500;
}

.pillar__feature-icon {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  flex-shrink: 0;
  margin-top: 1px;
  transition: transform 0.25s var(--ease), background 0.25s, color 0.25s;
}

.pillar__feature-icon svg {
  width: 10px;
  height: 10px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2.6;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.pillar--protect .pillar__feature-icon {
  background: #E8F3EE;
  color: #174D3C;
}

.pillar--grow .pillar__feature-icon {
  background: #FEF3C7;
  color: #B45309;
}

.pillar--plan .pillar__feature-icon {
  background: #E0F2FE;
  color: #0E7490;
}

.pillar:hover .pillar__feature-icon {
  transform: scale(1.12);
}

.pillar--protect:hover .pillar__feature-icon {
  background: #174D3C;
  color: #FFFFFF;
}

.pillar--grow:hover .pillar__feature-icon {
  background: #E5A62C;
  color: #17211D;
}

.pillar--plan:hover .pillar__feature-icon {
  background: #0E7490;
  color: #FFFFFF;
}

/* Card Footer / Action Link */
.pillar__footer {
  padding-top: 16px;
  border-top: 1px solid rgba(221, 231, 225, 0.65);
}

.pillar__action {
  display: inline-flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  font-family: var(--f-head);
  font-size: 14px;
  font-weight: 600;
  letter-spacing: -0.01em;
}

.pillar__action-icon {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: #F4F6F4;
  display: grid;
  place-items: center;
  color: var(--ink);
  transition: background 0.25s var(--ease), color 0.25s, transform 0.25s var(--ease);
}

.pillar__action-icon svg {
  width: 15px;
  height: 15px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2.2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.pillar:hover .pillar__action-icon {
  transform: translateX(4px);
}

/* Pillars Strip / Bottom Trust Connector */
.pillars__strip {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 28px;
  margin-top: 32px;
  padding: 14px 26px;
  background: rgba(255, 255, 255, 0.85);
  border: 1px solid rgba(221, 231, 225, 0.85);
  border-radius: 100px;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  max-width: 960px;
  margin-left: auto;
  margin-right: auto;
  box-shadow: 0 4px 16px -2px rgba(23, 77, 60, 0.04);
}

.pillars__strip-item {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: 13.5px;
  color: var(--muted);
}

.pillars__strip-item strong {
  color: var(--ink);
  font-weight: 600;
  margin-right: 4px;
}

.pillars__strip-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--yellow-600);
  flex-shrink: 0;
}

.pillars__strip-divider {
  width: 1px;
  height: 18px;
  background: rgba(221, 231, 225, 0.9);
}

/* =========================================================
   SECTION 3 — COMPREHENSIVE SERVICES SLIDER (PREMIUM REDESIGN)
   ========================================================= */
.services.section {
  background: #FFFFFF;
  position: relative;
  overflow: hidden;
}

/* Hidden anchor offset so navigation lands comfortably */
.anchor-target {
  position: absolute;
  top: -90px;
  left: 0;
  visibility: hidden;
  pointer-events: none;
}

.services__head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 48px;
  margin-bottom: 28px;
}

.services__head-left {
  max-width: 760px;
}

.services__title {
  font-size: clamp(32px, 3.2vw, 48px);
  letter-spacing: -0.03em;
  line-height: 1.15;
  margin-bottom: 14px;
}

.services__hl {
  color: var(--green-900);
  position: relative;
  display: inline-block;
}

.services__hl::after {
  content: "";
  position: absolute;
  left: -2px;
  right: -2px;
  bottom: 2px;
  height: 8px;
  background: rgba(244, 185, 66, 0.35);
  border-radius: 4px;
  z-index: -1;
}

.services__subtitle {
  color: var(--muted);
  font-size: 16.5px;
  line-height: 1.6;
}

/* Slider Controls */
.services__head-right {
  flex-shrink: 0;
}

.services__controls {
  display: flex;
  align-items: center;
  gap: 22px;
}

.services__counter {
  font-family: var(--f-head);
  font-size: 16px;
  font-weight: 600;
  color: var(--ink);
  display: flex;
  align-items: center;
  gap: 4px;
}

.services__counter-current {
  font-size: 22px;
  color: var(--green-900);
  font-weight: 700;
}

.services__counter-sep {
  color: #CBD5E1;
  font-weight: 400;
}

.services__counter-total {
  color: var(--muted);
}

.services__arrows {
  display: flex;
  align-items: center;
  gap: 12px;
}

.services__arrow {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  border: 1.5px solid var(--border);
  background: var(--white);
  color: var(--ink);
  display: grid;
  place-items: center;
  cursor: pointer;
  transition: all 0.25s var(--ease);
}

.services__arrow svg {
  width: 20px;
  height: 20px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2.2;
  stroke-linecap: round;
  stroke-linejoin: round;
  transition: transform 0.25s var(--ease);
}

.services__arrow:hover:not(:disabled) {
  background: var(--green-900);
  color: var(--white);
  border-color: var(--green-900);
  box-shadow: 0 8px 20px -4px rgba(23, 77, 60, 0.3);
}

.services__arrow:hover:not(:disabled) svg {
  transform: scale(1.1);
}

.services__arrow:disabled {
  opacity: 0.35;
  cursor: not-allowed;
  border-color: #E2E8F0;
}

/* Viewport & Track */
.services__viewport {
  position: relative;
  margin: 0;
  padding: 12px 0 24px;
}

.services__track {
  display: flex;
  gap: 20px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
  padding-bottom: 8px;
}

.services__track::-webkit-scrollbar {
  display: none;
}

.services__track.is-dragging {
  scroll-behavior: auto;
  cursor: grabbing;
  user-select: none;
}

/* Service Card — Exactly 4 cards visible at a time on desktop */
.service-card {
  flex: 0 0 calc((100% - 60px) / 4);
  width: calc((100% - 60px) / 4);
  min-width: calc((100% - 60px) / 4);
  max-width: calc((100% - 60px) / 4);
  scroll-snap-align: start;
  text-decoration: none;
  color: inherit;
  display: block;
  cursor: pointer;
  outline: none;
  transition: transform 0.35s var(--ease);
}

.service-card__inner {
  height: 100%;
  background: var(--white);
  border: 1px solid #E5E7EB;
  border-radius: 20px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  box-shadow: 0 3px 14px -2px rgba(15, 23, 42, 0.05);
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease), border-color 0.35s;
}

.service-card:hover .service-card__inner {
  transform: translateY(-6px);
  box-shadow: 0 16px 32px -8px rgba(23, 77, 60, 0.12), 0 4px 12px -2px rgba(0, 0, 0, 0.04);
}

/* Card Media Header — Increased Height */
.service-card__media {
  position: relative;
  height: 380px;
  overflow: hidden;
  background: #EAF0EC;
}

.service-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.5s var(--ease);
}

.service-card:hover .service-card__media img {
  transform: scale(1.05);
}

/* Category Badge (Top-Left) */
.service-card__cat-badge {
  position: absolute;
  top: 16px;
  left: 16px;
  background: rgb(23 33 29 / 21%);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  color: var(--white);
  font-family: var(--f-head);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  padding: 5px 13px;
  border-radius: 100px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  z-index: 2;
  pointer-events: none;
}



/* Card Content Area */
.service-card__content {
  padding: 18px 20px 22px;
  display: flex;
  flex-direction: column;
  background: #FFFFFF;
  flex-grow: 1;
}

.service-card__header {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 8px;
}

.service-card__num {
  font-family: var(--f-head);
  font-size: 13.5px;
  font-weight: 700;
  color: #D97706;
}

.service-card__tag {
  font-size: 10.5px;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: #166534;
  background: #E6F4EA;
  padding: 3px 8px;
  border-radius: 6px;
}

.service-card__title {
  font-size: 18px;
  font-weight: 700;
  line-height: 1.3;
  color: var(--ink);
  margin: 0;
  letter-spacing: -0.015em;
  transition: color 0.25s var(--ease);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.service-card:hover .service-card__title {
  color: var(--green-900);
}

/* Slider Pagination Dots (Centered) */
.services__footer-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 0px;
  padding-top: 8px;
}

.services__dots {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
}

.services__dot {
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: #CBD5E1;
  border: none;
  padding: 0;
  cursor: pointer;
  transition: all 0.3s var(--ease);
}

.services__dot:hover {
  background: #94A3B8;
}

.services__dot.is-active {
  width: 28px;
  border-radius: 100px;
  background: var(--green-900);
}

/* =========================================================
   SECTION 4 — INVESTMENT & RETIREMENT
   ========================================================= */
.invest {
  background: var(--green-50);
  position: relative;
  overflow: hidden;
}

.invest::before {
  content: "";
  position: absolute;
  width: 520px;
  height: 520px;
  border-radius: 50%;
  background: var(--yellow-50);
  right: -160px;
  top: -200px;
  opacity: .8;
}

.invest__grid {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr);
  gap: 80px;
  align-items: center;
}

.invest__content h2 {
  font-size: clamp(34px, 3.4vw, 52px);
  letter-spacing: -.035em;
  margin-bottom: 40px;
}

.hl-dark {
  color: var(--green-800);
  position: relative;
}

.features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 40px;
}

.feature {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  border: 1px solid transparent;
  transition: transform .35s var(--ease), box-shadow .35s;
}

.feature:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}

.feature__icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: var(--yellow-50);
  color: var(--green-900);
  display: grid;
  place-items: center;
  margin-bottom: 26px;
}

.feature__icon svg {
  width: 24px;
  height: 24px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.7;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.feature h3 {
  font-size: 21px;
  margin-bottom: 10px;
}

.feature p {
  color: var(--muted);
  font-size: 15.5px;
  line-height: 1.55;
}

.feature small {
  display: block;
  margin-top: 16px;
  padding-top: 14px;
  border-top: 1px dashed var(--border);
  font-size: 13px;
  line-height: 1.5;
  color: var(--muted);
}

.chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 18px;
}

.chips li {
  font-size: 13px;
  font-weight: 500;
  padding: 5px 12px;
  border-radius: 100px;
  background: var(--green-50);
  color: var(--green-900);
}

.invest__media {
  position: relative;
}

.invest__img {
  border-radius: 200px 200px var(--radius-lg) var(--radius-lg);
  aspect-ratio: 5 / 6;
}

.invest__card {
  position: absolute;
  left: -48px;
  bottom: 48px;
  width: 290px;
  background: var(--white);
  border-radius: var(--radius);
  padding: 22px 24px;
  box-shadow: var(--shadow-lg);
}

.invest__card-label {
  display: block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 16px;
}

.invest__card li {
  font-size: 14.5px;
  font-weight: 500;
  margin-bottom: 14px;
}

.invest__card li:last-child {
  margin-bottom: 0;
}

.invest__card i {
  display: block;
  height: 6px;
  border-radius: 6px;
  background: var(--green-50);
  margin-top: 7px;
  position: relative;
  overflow: hidden;
}

.invest__card i::after {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: var(--w);
  background: var(--green-900);
  border-radius: 6px;
}

.invest__card li:first-child i::after {
  background: var(--yellow);
}

/* =========================================================
   SECTION 5 — WHO I HELP (LIFE STAGES REDESIGN)
   ========================================================= */
.audience.section {
  background: #F8FAF8;
  position: relative;
  overflow: hidden;
  border-top: 1px solid rgba(221, 231, 225, 0.7);
  border-bottom: 1px solid rgba(221, 231, 225, 0.7);
}

.audience__subtitle {
  color: var(--muted);
  font-size: 16.5px;
  line-height: 1.6;
  max-width: 580px;
}

.aud-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 18px;
  margin-top: 12px;
}

/* Luxury Life-Stage Card */
.aud-card {
  position: relative;
  min-height: 465px;
  border-radius: 22px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: 20px 18px 22px;
  text-decoration: none;
  color: var(--white);
  border: 1px solid rgba(221, 231, 225, 0.9);
  box-shadow: 0 4px 20px -2px rgba(23, 77, 60, 0.08);
  cursor: pointer;
  transition: transform 0.4s var(--ease), box-shadow 0.4s var(--ease), border-color 0.4s var(--ease);
  isolation: isolate;
}

.aud-card:hover {
  transform: translateY(-8px);
  border-color: rgba(244, 185, 66, 0.6);
  box-shadow: 0 24px 50px -10px rgba(11, 28, 22, 0.35), 0 8px 20px -4px rgba(23, 77, 60, 0.15);
}

/* Background Image & Multi-Stop Cinematic Gradient */
.aud-card__bg {
  position: absolute;
  inset: 0;
  z-index: -1;
  overflow: hidden;
}

.aud-card__bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.7s var(--ease);
}

.aud-card:hover .aud-card__bg img {
  transform: scale(1.08);
}

.aud-card__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg,
      rgba(14, 38, 30, 0.45) 0%,
      rgba(14, 38, 30, 0.08) 30%,
      rgba(14, 38, 30, 0.68) 60%,
      rgba(10, 26, 20, 0.98) 100%);
  transition: background 0.4s var(--ease);
}

.aud-card:hover .aud-card__overlay {
  background: linear-gradient(180deg,
      rgba(14, 38, 30, 0.35) 0%,
      rgba(14, 38, 30, 0.04) 28%,
      rgba(14, 38, 30, 0.64) 58%,
      rgba(10, 26, 20, 0.98) 100%);
}

/* Top Area: Stage Badge + Glass Icon */
.aud-card__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  position: relative;
  z-index: 2;
}

.aud-card__stage {
  font-family: var(--f-head);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #FFFFFF;
  background: rgba(23, 33, 29, 0.25);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  padding: 5px 12px;
  border-radius: 100px;
  border: 1px solid rgba(255, 255, 255, 0.22);
}


/* Bottom Content Area */
.aud-card__bottom {
  margin-top: auto;
  display: flex;
  flex-direction: column;
  position: relative;
  z-index: 2;
}

.aud-card__focus {
  font-size: 10.5px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--yellow);
  margin-bottom: 6px;
  transition: color 0.3s ease;
}

.aud-card:hover .aud-card__focus {
  color: #FFF2CE;
}

.aud-card__title {
  font-family: var(--f-head);
  font-size: 20px;
  font-weight: 700;
  line-height: 1.25;
  color: #FFFFFF;
  margin: 0 0 8px;
  letter-spacing: -0.015em;
}

.aud-card__desc {
  font-size: 13.5px;
  line-height: 1.5;
  color: rgba(255, 255, 255, 0.84);
  margin: 0 0 16px;
}

/* Bottom Action Bar */
.aud-card__action {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 14px;
  border-top: 1px solid rgba(255, 255, 255, 0.18);
  font-family: var(--f-head);
  font-size: 13px;
  font-weight: 600;
  color: #FFFFFF;
  letter-spacing: -0.01em;
}

.aud-card__btn-circle {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.14);
  border: 1px solid rgba(255, 255, 255, 0.25);
  display: grid;
  place-items: center;
  color: #FFFFFF;
  transition: all 0.3s var(--ease);
}

.aud-card__btn-circle svg {
  width: 15px;
  height: 15px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2.2;
  stroke-linecap: round;
  stroke-linejoin: round;
  transition: transform 0.3s var(--ease);
}

.aud-card:hover .aud-card__btn-circle {
  background: var(--yellow);
  color: var(--green-900);
  border-color: var(--yellow);
  transform: translateX(4px);
}

/* =========================================================
   SECTION 6 — FINANCIAL PLANNING PROCESS (FLOW REDESIGN)
   ========================================================= */
.process.section {
  background: #fafbf8;
  position: relative;
  overflow: hidden;
}

.process .section-head h2 {
  max-width: 900px;
  margin-left: auto;
  margin-right: auto;
}

.proc-flow-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  position: relative;
  margin-top: 56px;
}

.proc-flow {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
  position: relative;
  margin-top: 56px;
}

.proc-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  position: relative;
}

/* Node Wrap: houses circular node + dynamic spanning connector */
.proc-step__node-wrap {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  width: 100%;
  margin-bottom: 24px;
}

/* Crisp White Circular Node */
.proc-step__node {
  position: relative;
  width: 92px;
  height: 92px;
  border-radius: 50%;
  background: var(--white);
  border: 2px solid rgba(23, 77, 60, 0.16);
  box-shadow: 0 10px 28px -4px rgba(23, 77, 60, 0.1), 0 3px 8px -2px rgba(0, 0, 0, 0.04);
  display: grid;
  place-items: center;
  color: var(--green-900);
  transition: transform 0.35s var(--ease), border-color 0.35s var(--ease), box-shadow 0.35s var(--ease);
  z-index: 2;
}

.proc-step:hover .proc-step__node {
  transform: scale(1.08) translateY(-4px);
  border-color: var(--green-900);
  box-shadow: 0 18px 38px -6px rgba(23, 77, 60, 0.22);
}

.proc-step__icon svg {
  width: 34px;
  height: 34px;
  display: block;
  stroke: var(--green-900);
  transition: transform 0.35s var(--ease), stroke 0.35s var(--ease);
}

.proc-step:hover .proc-step__icon svg {
  transform: scale(1.05);
  stroke: var(--green-800);
}

/* Step Number Floating Badge */
.proc-step__badge {
  position: absolute;
  top: -4px;
  right: -4px;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--yellow);
  color: var(--green-900);
  font-family: var(--f-head);
  font-weight: 700;
  font-size: 12px;
  display: grid;
  place-items: center;
  border: 2px solid var(--white);
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.12);
  z-index: 3;
  transition: transform 0.3s var(--ease), background 0.3s, color 0.3s;
}

.proc-step:hover .proc-step__badge {
  transform: scale(1.12);
  background: var(--green-900);
  color: var(--white);
}

/* Curved Looping Connector Arrow */
.proc-step__connector {
  position: absolute;
  left: calc(50% + 46px);
  top: 50%;
  transform: translateY(-50%);
  width: calc(100% - 46px + 20px);
  height: 54px;
  color: #94A3B8;
  pointer-events: none;
  z-index: 1;
  transition: color 0.35s var(--ease), opacity 0.35s var(--ease);
}

.proc-step__connector svg {
  width: 100%;
  height: 100%;
  display: block;
  overflow: visible;
}

.proc-step:hover .proc-step__connector {
  color: var(--green-900);
}

/* Titles and Descriptions */
.proc-step__title {
  font-family: var(--f-head);
  font-size: 20.5px;
  font-weight: 700;
  color: var(--ink);
  margin: 0 0 10px;
  letter-spacing: -0.015em;
  transition: color 0.25s ease;
}

.proc-step:hover .proc-step__title {
  color: var(--green-900);
}

.proc-step__desc {
  color: var(--muted);
  font-size: 14.5px;
  line-height: 1.55;
  margin: 0;
  max-width: 230px;
}

/* =========================================================
   PROCESS FLOW RESPONSIVE STYLES (TABLET & MOBILE)
   ========================================================= */
@media (max-width: 991px) {
  .proc-flow,
  .proc-flow-4 {
    display: flex;
    flex-direction: column;
    gap: 28px;
    max-width: 580px;
    margin: 36px auto 0;
    position: relative;
  }

  .proc-step {
    display: grid;
    grid-template-columns: 72px 1fr;
    grid-template-areas:
      "node title"
      "node desc";
    column-gap: 20px;
    row-gap: 6px;
    text-align: left;
    align-items: center;
    position: relative;
  }

  .proc-step__node-wrap {
    grid-area: node;
    margin-bottom: 0;
    width: auto;
    align-self: center;
    display: flex;
    justify-content: center;
    position: relative;
    z-index: 2;
  }

  .proc-step__node {
    width: 72px;
    height: 72px;
  }

  .proc-step__icon svg {
    width: 28px;
    height: 28px;
  }

  .proc-step__badge {
    width: 24px;
    height: 24px;
    font-size: 11px;
    top: -3px;
    right: -3px;
  }

  .proc-step__title {
    grid-area: title;
    text-align: left;
    margin: 0;
    font-size: 19px;
    align-self: end;
  }

  .proc-step__desc {
    grid-area: desc;
    text-align: left;
    max-width: none;
    margin: 0;
    font-size: 14.5px;
    line-height: 1.55;
    align-self: start;
  }

  .proc-step__connector {
    display: none !important;
  }

  .proc-step:not(:last-child)::after {
    content: '';
    position: absolute;
    left: 35px;
    top: 72px;
    bottom: -30px;
    width: 2px;
    border-left: 2px dashed rgba(23, 77, 60, 0.24);
    z-index: 1;
  }
}

@media (max-width: 480px) {
  .proc-flow,
  .proc-flow-4 {
    gap: 24px;
    margin: 28px auto 0;
  }

  .proc-step {
    grid-template-columns: 58px 1fr;
    column-gap: 14px;
    row-gap: 4px;
  }

  .proc-step__node {
    width: 58px;
    height: 58px;
  }

  .proc-step__icon svg {
    width: 23px;
    height: 23px;
  }

  .proc-step__badge {
    width: 20px;
    height: 20px;
    font-size: 10px;
    top: -2px;
    right: -2px;
  }

  .proc-step__title {
    font-size: 17px;
  }

  .proc-step__desc {
    font-size: 13.5px;
    line-height: 1.5;
  }

  .proc-step:not(:last-child)::after {
    left: 28px;
    top: 58px;
    bottom: -26px;
  }
}

/* =========================================================
   SECTION 7 — CLIENT TESTIMONIALS SLIDER
   ========================================================= */
.testimonials.section {
  background: #FAFBF8;
  position: relative;
  overflow: hidden;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 100px 0;
}

.testimonials__bg-glow {
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
  filter: blur(80px);
  z-index: 0;
}

.testimonials__bg-glow--1 {
  width: 420px;
  height: 420px;
  background: rgba(244, 185, 66, 0.08);
  right: -100px;
  top: -80px;
}

.testimonials__bg-glow--2 {
  width: 480px;
  height: 480px;
  background: rgba(23, 77, 60, 0.05);
  left: -120px;
  bottom: -60px;
}

.testimonials .container {
  position: relative;
  z-index: 1;
}

/* Head */
.testimonials__head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 40px;
}

.testimonials__head-left {
  max-width: 740px;
}

.testimonials__title {
  font-size: clamp(32px, 3.2vw, 48px);
  letter-spacing: -0.03em;
  line-height: 1.15;
  margin-bottom: 14px;
}

.testimonials__hl {
  color: var(--green-900);
  position: relative;
  display: inline-block;
}

.testimonials__subtitle {
  color: var(--muted);
  font-size: 16.5px;
  line-height: 1.6;
}

/* Head Right: Trust Badge & Controls */
.testimonials__head-right {
  display: flex;
  align-items: center;
  gap: 22px;
  flex-shrink: 0;
}



/* Controls (Counter + Arrows) */
.testimonials__controls {
  display: flex;
  align-items: center;
  gap: 16px;
}

.testimonials__counter {
  font-family: var(--f-head);
  font-size: 16px;
  font-weight: 600;
  color: var(--ink);
  display: flex;
  align-items: baseline;
  gap: 3px;
}

.testimonials__counter-current {
  font-size: 22px;
  color: var(--green-900);
  font-weight: 700;
}

.testimonials__counter-sep {
  color: #CBD5E1;
  font-weight: 400;
}

.testimonials__counter-total {
  color: var(--muted);
}

.testimonials__arrows {
  display: flex;
  align-items: center;
  gap: 10px;
}

.testimonials__arrow {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  border: 1.5px solid var(--border);
  background: var(--white);
  color: var(--ink);
  display: grid;
  place-items: center;
  cursor: pointer;
  outline: none;
  transition: all 0.25s var(--ease);
}

.testimonials__arrow svg {
  width: 20px;
  height: 20px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2.2;
  stroke-linecap: round;
  stroke-linejoin: round;
  transition: transform 0.2s;
}

.testimonials__arrow:hover:not(:disabled) {
  background: var(--green-900);
  color: var(--white);
  border-color: var(--green-900);
  box-shadow: 0 8px 20px -4px rgba(23, 77, 60, 0.3);
  transform: translateY(-2px);
}

.testimonials__arrow:hover:not(:disabled) svg {
  transform: scale(1.1);
}

.testimonials__arrow:disabled {
  opacity: 0.35;
  cursor: not-allowed;
  border-color: #E2E8F0;
}

/* Viewport & Track */
.testimonials__viewport {
  position: relative;
  padding: 10px 0 20px;
}

.testimonials__track {
  display: flex;
  gap: 24px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
  -ms-overflow-style: none;
  cursor: grab;
  padding: 6px 3px 12px;
}

.testimonials__track::-webkit-scrollbar {
  display: none;
}

.testimonials__track.is-dragging {
  scroll-behavior: auto;
  cursor: grabbing;
  user-select: none;
}

/* Card */
.testimonial-card {
  flex: 0 0 calc((100% - 48px) / 3);
  width: calc((100% - 48px) / 3);
  min-width: calc((100% - 48px) / 3);
  max-width: calc((100% - 48px) / 3);
  scroll-snap-align: start;
  outline: none;
  display: flex;
}

.testimonial-card__inner {
  position: relative;
  width: 100%;
  background: var(--white);
  border: 1px solid rgba(221, 231, 225, 0.9);
  border-radius: 22px;
  padding: 32px 28px 28px;
  display: flex;
  flex-direction: column;
  box-shadow: 0 4px 18px -2px rgba(23, 77, 60, 0.05);
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease), border-color 0.35s var(--ease);
  overflow: hidden;
}

.testimonial-card:hover .testimonial-card__inner {
  transform: translateY(-6px);
  box-shadow: 0 16px 36px -8px rgba(23, 77, 60, 0.12), 0 4px 12px -2px rgba(0, 0, 0, 0.04);
  border-color: rgba(23, 77, 60, 0.28);
}

.testimonial-card__watermark {
  position: absolute;
  top: 24px;
  right: 22px;
  width: 42px;
  height: 42px;
  color: var(--green-900);
  opacity: 0.06;
  pointer-events: none;
}

.testimonial-card__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 18px;
}

.testimonial-card__tag {
  display: inline-flex;
  align-items: center;
  font-size: 12px;
  font-weight: 600;
  color: var(--green-900);
  background: var(--green-50);
  border: 1px solid rgba(23, 77, 60, 0.12);
  padding: 4px 12px;
  border-radius: 100px;
  letter-spacing: 0.01em;
  white-space: nowrap;
}

.testimonial-card__stars {
  display: flex;
  gap: 2.5px;
  color: var(--yellow);
}

.testimonial-card__stars svg {
  width: 14px;
  height: 14px;
}

.testimonial-card__title {
  font-family: var(--f-head);
  font-size: 17.5px;
  font-weight: 700;
  color: var(--ink);
  line-height: 1.35;
  margin-bottom: 12px;
  letter-spacing: -0.015em;
}

.testimonial-card__quote {
  font-family: var(--f-body);
  font-size: 14.5px;
  line-height: 1.65;
  color: #4B5563;
  margin-bottom: 24px;
  flex-grow: 1;
}

.testimonial-card__divider {
  height: 1px;
  background: #EEF3F0;
  margin: 0 0 18px;
}

.testimonial-card__author {
  display: flex;
  align-items: center;
  gap: 13px;
}

.testimonial-card__avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  object-fit: cover;
  object-position: center 20%;
  border: 2px solid var(--white);
  box-shadow: 0 2px 10px rgba(23, 77, 60, 0.12);
  flex-shrink: 0;
  background: var(--green-50);
}

.testimonial-card__author-info {
  display: flex;
  flex-direction: column;
  min-width: 0;
}

.testimonial-card__author-info strong {
  font-family: var(--f-head);
  font-size: 15px;
  font-weight: 700;
  color: var(--ink);
  line-height: 1.2;
}

.testimonial-card__author-info small {
  font-size: 12.5px;
  color: var(--muted);
  margin-top: 3px;
}

.testimonial-card__verified {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 11px;
  font-weight: 600;
  color: #176B43;
  background: #EBF7EE;
  border: 1px solid #D2ECD8;
  padding: 3px 9px;
  border-radius: 100px;
  margin-left: auto;
  flex-shrink: 0;
  white-space: nowrap;
}

.testimonial-card__verified svg {
  width: 11px;
  height: 11px;
  fill: none;
  stroke: #176B43;
  stroke-width: 2.4;
  stroke-linecap: round;
  stroke-linejoin: round;
}

/* Dots Footer */
.testimonials__footer-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 24px;
}

.testimonials__dots {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.testimonials__dot {
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: #CBD5E1;
  border: none;
  padding: 0;
  cursor: pointer;
  transition: all 0.3s var(--ease);
}

.testimonials__dot:hover {
  background: #94A3B8;
}

.testimonials__dot.is-active {
  width: 28px;
  border-radius: 100px;
  background: var(--green-900);
}


/* Responsive Overrides */
@media (max-width: 1260px) {
  .testimonial-card {
    flex: 0 0 calc((100% - 24px) / 2);
    width: calc((100% - 24px) / 2);
    min-width: calc((100% - 24px) / 2);
    max-width: calc((100% - 24px) / 2);
  }

  .testimonials__bottom-trust {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 1024px) {
  .testimonials.section {
    padding: 80px 0;
  }

  .testimonials__head {
    flex-direction: column;
    align-items: flex-start;
    gap: 22px;
  }

  .testimonials__head-right {
    width: 100%;
    justify-content: space-between;
  }
}

@media (max-width: 768px) {
  .testimonials.section {
    padding: 50px 0;
  }

  .testimonials__head {
    gap: 16px;
    margin-bottom: 22px;
  }

  .testimonials__title {
    font-size: clamp(24px, 5.8vw, 30px);
    line-height: 1.2;
  }

  .testimonials__subtitle {
    font-size: 14.5px;
    line-height: 1.5;
  }

  .testimonials__controls {
    width: 100%;
    justify-content: space-between;
  }

  .testimonials__arrow {
    width: 40px;
    height: 40px;
  }

  .testimonials__arrow svg {
    width: 17px;
    height: 17px;
  }

  .testimonials__counter {
    font-size: 14px;
  }

  .testimonials__counter-current {
    font-size: 18px;
  }

  .testimonial-card {
    flex: 0 0 100%;
    width: 100%;
    min-width: 100%;
    max-width: 100%;
    scroll-snap-align: center;
  }

  .testimonials__bottom-trust {
    grid-template-columns: 1fr;
    gap: 12px;
    margin-top: 32px;
    padding-top: 24px;
  }
}

@media (max-width: 480px) {
  .testimonials.section {
    padding: 30px 0;
  }

  .testimonial-card__inner {
    padding: 22px 18px 20px;
    border-radius: 18px;
  }

  .testimonial-card__title {
    font-size: 16px;
    margin-bottom: 8px;
  }

  .testimonial-card__quote {
    font-size: 13.8px;
    line-height: 1.55;
    margin-bottom: 18px;
  }

  .testimonial-card__author {
    gap: 10px;
  }

  .testimonial-card__avatar {
    width: 42px;
    height: 42px;
  }

  .testimonial-card__author-info strong {
    font-size: 14px;
  }

  .testimonial-card__author-info small {
    font-size: 11.5px;
  }

  .testimonial-card__verified {
    padding: 2px 7px;
    font-size: 10px;
  }

  .testimonials__trust-item {
    padding: 12px 14px;
  }
}

/* =========================================================
   SECTION 8 — CONSULTATION CTA
   ========================================================= */
.consult {
  position: relative;
  overflow: hidden;
  color: var(--white);
  isolation: isolate;
  background-color: var(--green-900);
}

.consult__bg {
  position: absolute;
  inset: 0;
  z-index: -1;
  overflow: hidden;
}

.consult__bg-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center right;
  display: block;
}

.consult__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(14, 52, 40, 0.97) 0%, rgba(14, 52, 40, 0.92) 42%, rgba(14, 52, 40, 0.65) 68%, rgba(14, 52, 40, 0.35) 85%, rgba(14, 52, 40, 0.20) 100%);
}

.consult__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 530px);
  gap: 70px;
  align-items: center;
}

.consult h2 {
  color: var(--white);
  font-size: clamp(34px, 3.6vw, 52px);
  letter-spacing: -.035em;
  margin-bottom: 22px;
  line-height: 1.18;
}

.consult__content>p {
  color: rgba(255, 255, 255, 0.88);
  font-size: 17.5px;
  line-height: 1.6;
  max-width: 520px;
}

.consult__list {
  margin-top: 36px;
  display: grid;
  gap: 16px;
}

.consult__list li {
  display: flex;
  align-items: center;
  gap: 14px;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.95);
  font-size: 16px;
}

.consult__list li::before {
  content: "";
  width: 24px;
  height: 24px;
  border-radius: 50%;
  flex-shrink: 0;
  background: var(--yellow) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23174D3C' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12.5 4 4 8-9'/%3E%3C/svg%3E") center / 14px no-repeat;
}

.consult__glass-card {
  margin-top: 36px;
  display: inline-flex;
  align-items: center;
  gap: 18px;
  padding: 16px 24px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.22);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  box-shadow: 0 16px 36px rgba(0, 0, 0, 0.18);
  max-width: 440px;
}

.consult__glass-icon {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: var(--yellow);
  color: var(--green-900);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.consult__glass-icon svg {
  width: 24px;
  height: 24px;
}

.consult__glass-text {
  display: flex;
  flex-direction: column;
  gap: 3px;
}

.consult__glass-text small {
  font-size: 12.5px;
  text-transform: uppercase;
  letter-spacing: .06em;
  color: rgba(255, 255, 255, 0.78);
  font-weight: 600;
}

.consult__glass-text strong {
  font-size: 18px;
  color: var(--white);
  font-family: var(--f-head);
  letter-spacing: -.01em;
}

.form {
  background: var(--white);
  color: var(--ink);
  border-radius: 22px;
  padding: 44px 40px 34px;
  box-shadow: 0 24px 70px rgba(0, 0, 0, 0.25);
  border: 1px solid rgba(255, 255, 255, 0.6);
}

.form h3 {
  font-size: 26px;
  margin-bottom: 6px;
}

.form__sub {
  color: var(--muted);
  font-size: 15px;
  margin-bottom: 26px;
}

.form__row {
  margin-bottom: 18px;
}

.form__row--2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form label {
  display: flex;
  flex-direction: column;
  gap: 8px;
  font-size: 14px;
  font-weight: 500;
  color: var(--ink);
}

.form input[type="text"],
.form input[type="email"],
.form input[type="tel"],
.form select {
  height: 52px;
  padding: 0 16px;
  border: 1px solid var(--border);
  border-radius: 12px;
  background: var(--off-white);
  color: var(--ink);
  font-size: 15.5px;
  transition: border-color .2s, box-shadow .2s, background .2s;
  width: 100%;
}

.form select {
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2366736D' stroke-width='2' stroke-linecap='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  background-size: 18px;
  padding-right: 44px;
}

.form input:focus,
.form select:focus {
  outline: none;
  border-color: var(--green-800);
  background-color: var(--white);
  box-shadow: 0 0 0 4px rgba(35, 94, 74, .12);
}

.form .is-invalid {
  border-color: #C0492F !important;
}

.seg {
  border: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin: 0 0 24px;
}

.seg legend {
  font-size: 14px;
  font-weight: 500;
  margin-bottom: 8px;
  padding: 0;
}

.seg label {
  position: relative;
}

.seg input {
  position: absolute;
  opacity: 0;
  inset: 0;
  cursor: pointer;
}

.seg span {
  height: 46px;
  display: grid;
  place-items: center;
  border: 1px solid var(--border);
  border-radius: 100px;
  font-size: 14.5px;
  transition: all .2s;
  cursor: pointer;
}

.seg input:checked+span {
  background: var(--green-900);
  border-color: var(--green-900);
  color: var(--white);
}

.seg input:focus-visible+span {
  box-shadow: 0 0 0 4px rgba(35, 94, 74, .18);
}

.form__privacy {
  margin-top: 14px;
  font-size: 12.5px;
  line-height: 1.55;
  color: var(--muted);
  text-align: center;
}

.form__privacy a {
  text-decoration: underline;
}

.from-button {
  margin-top: 20px;
}



/* =========================================================
   SECTION 9 — RESOURCES
   ========================================================= */
.articles {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 30px;
}

.article {
  border-radius: var(--radius-lg);
  background: var(--white);
  border: 1px solid var(--border);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: transform .35s var(--ease), box-shadow .35s;
}

.article:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
}

.article figure {
  aspect-ratio: 16 / 10;
}

.article figure img {
  transition: transform .7s var(--ease);
}

.article:hover figure img {
  transform: scale(1.05);
}

.article__body {
  padding: 28px 28px 30px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.article__cat {
  align-self: flex-start;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--green-900);
  background: var(--yellow-50);
  padding: 5px 12px;
  border-radius: 100px;
  margin-bottom: 16px;
}

.article h3 {
  font-size: 21px;
  line-height: 1.3;
  margin-bottom: 12px;
}

.article h3 a {
  color: var(--ink);
}

.article h3 a:hover {
  color: var(--green-900);
}

.article p {
  color: var(--muted);
  font-size: 15.5px;
  line-height: 1.55;
  margin-bottom: 22px;
}

.link {
  margin-top: auto;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--f-head);
  font-weight: 600;
  font-size: 15px;
  color: var(--green-900);
}

.link svg {
  width: 16px;
  height: 16px;
  transition: transform .3s var(--ease);
}

.link:hover svg {
  transform: translate(3px, -3px);
}

/* =========================================================
   SECTION 10 — FINAL CTA (FIXED PARALLAX BACKGROUND)
   ========================================================= */
.final {
  position: relative;
  padding: 90px 0;
  background-image: linear-gradient(180deg, rgb(13 44 33 / 65%) 0%, rgb(9 30 22 / 65%) 50%, rgb(7 22 16 / 52%) 100%), url("../images/final-cta-bg.jpg");
  background-size: cover;
  background-position: center center;
  background-repeat: no-repeat;
  background-attachment: fixed;
  color: var(--white);
  overflow: hidden;
  isolation: isolate;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.final::before,
.final::after {
  display: none;
}

.final__inner {
  text-align: center;
  position: relative;
  z-index: 1;
  max-width: 1200px;
  margin: 0 auto;
}

.final h2 {
  color: var(--white);
  font-size: clamp(34px, 3.8vw, 54px);
  letter-spacing: -0.03em;
  line-height: 1.15;
  margin-bottom: 18px;
  font-weight: 700;
  text-shadow: 0 2px 18px rgba(0, 0, 0, 0.5);
}

.final p {
  color: rgba(255, 255, 255, 0.92);
  font-size: 18.5px;
  line-height: 1.6;
  margin-bottom: 34px;
  max-width: 640px;
  margin-left: auto;
  margin-right: auto;
  text-shadow: 0 1px 8px rgba(0, 0, 0, 0.35);
}

.final .btn {
  background: var(--yellow);
  color: var(--green-900);
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.35);
}



.final .btn-arrow:hover .btn {
  background: var(--yellow-600);
  color: var(--green-900);
  transform: translateY(-2px);
}



/* =========================================================
   FOOTER (Warm Cream / Luxury Light Palette)
   ========================================================= */
.footer {
  background: #F7F2E2;
  color: #4A5851;
  padding: 85px 0 36px;
  font-size: 14.5px;
  border-top: 1px solid rgba(23, 77, 60, 0.12);
}

.footer__grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 36px;
  padding-bottom: 50px;
  border-bottom: 1px solid rgba(23, 77, 60, 0.12);
}

.footer__brand p {
  margin-top: 14px;
  line-height: 1.65;
  color: #202020;
  font-size: 14px;
}

.footer__brand p strong {
  color: var(--green-900);
  font-family: var(--f-head);
  font-weight: 700;
}

.footer__contact {
  color: #55655D;
  margin-top: 10px;
  font-size: 13.5px;
  line-height: 1.6;
}

/* Social Media Icons */
.footer__socials {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 18px;
}

.footer__social {
  width: 45px;
  height: 45px;
  border-radius: 50%;
  background: #FFFFFF;
  border: 1px solid rgba(23, 77, 60, 0.18);
  display: grid;
  place-items: center;
  color: var(--green-900);
  transition: all 0.25s var(--ease);
  text-decoration: none;
}

.footer__social:hover {
  background: var(--green-900);
  color: #FFFFFF !important;
  border-color: var(--green-900);
  transform: translateY(-2px);
  box-shadow: 0 6px 14px rgba(23, 77, 60, 0.15);
}

.footer__social svg {
  width: 20px;
  height: 20px;
  fill: currentColor;
}

/* Headings & Links */
.footer h4 {
  color: var(--green-900);
  font-family: var(--f-head);
  font-size: 16px;
  font-weight: 700;
  margin-bottom: 18px;
  letter-spacing: -0.01em;
}

.footer ul {
  display: grid;
  gap: 11px;
}

.footer a {
  color: #202020;
  text-decoration: none;
  font-size: 14px;
  transition: color 0.2s var(--ease);
}

.footer a:hover {
  color: var(--green-900);
}

/* Map Card */
.footer__map-col h4 {
  margin-bottom: 14px;
}

.footer__map-card {
  background: #FFFFFF;
  border: 1px solid rgba(23, 77, 60, 0.12);
  border-radius: 14px;
  padding: 12px;
  box-shadow: 0 4px 14px rgba(23, 77, 60, 0.04);
}

.footer__map-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
}

.footer__map-pin {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: rgba(23, 77, 60, 0.08);
  color: var(--green-900);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.footer__map-pin svg {
  width: 16px;
  height: 16px;
}

.footer__map-header strong {
  display: block;
  font-family: var(--f-head);
  font-size: 13.5px;
  font-weight: 700;
  color: var(--green-900);
  line-height: 1.2;
}

.footer__map-header small {
  display: block;
  font-size: 11.5px;
  color: #66736D;
}

.footer__map-frame {
  border-radius: 10px;
  overflow: hidden;
  line-height: 0;
  border: 1px solid rgba(23, 77, 60, 0.1);
}

.footer__map-frame iframe {
  border: 0;
  width: 100%;
  height: 120px;
  display: block;
}

.footer__map-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 10px;
  font-family: var(--f-head);
  font-size: 12px;
  font-weight: 600;
  color: var(--green-900) !important;
  text-decoration: none;
  transition: opacity 0.2s;
}

.footer__map-btn:hover {
  opacity: 0.75;
}

.footer__map-btn svg {
  width: 13px;
  height: 13px;
}

/* Disclosure */
.footer__disclosure {
  padding: 28px 0;
  border-bottom: 1px solid rgba(23, 77, 60, 0.12);
  font-size: 14px;
  line-height: 1.7;
  color: #202020;
}

/* Bottom Bar */
.footer__bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  padding-top: 24px;
  font-size: 13.5px;
  color: #202020;
}

.footer__legal-links {
  display: flex;
  align-items: center;
  gap: 12px;
}

.footer__legal-links span {
  color: rgba(23, 77, 60, 0.3);
}

.footer .to-top {
  color: var(--green-900);
  font-weight: 600;
  font-family: var(--f-head);
}

.footer .to-top:hover {
  text-decoration: underline;
}

/* =========================================================
   SCROLL REVEAL (Disabled — 100% visible in pure HTML/CSS)
   ========================================================= */
.reveal,
.reveal.is-in {
  opacity: 1 !important;
  transform: none !important;
  transition: none !important;
}

@media (prefers-reduced-motion: reduce) {
  .badge__ring {
    animation: none;
  }

  html {
    scroll-behavior: auto;
  }
}

/* =========================================================
   INNER PAGES — COMMON PAGE HERO BANNER
   ========================================================= */
.page-hero {
  position: relative;
  background-color: #0E2920;
  background-image: linear-gradient(180deg, rgb(14 46 36 / 74%) 0%, rgb(9 28 22 / 55%) 100%), url(../images/insurance-couple.jpg);
  background-size: cover;
  background-position: center center;
  background-repeat: no-repeat;
  color: var(--white);
  padding: 240px 0 150px;
  overflow: hidden;
  text-align: center;
  isolation: isolate;
}

.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at center, transparent 30%, rgba(5, 20, 15, 0.35) 100%);
  pointer-events: none;
  z-index: 1;
}

.page-hero__inner {
  position: relative;
  z-index: 2;
  max-width: 960px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}

.page-hero__bg {
  position: absolute;
  inset: 0;
  z-index: -1;
  pointer-events: none;
}

.page-hero__glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
}

.page-hero__glow--1 {
  width: 480px;
  height: 480px;
  background: rgba(23, 77, 60, 0.55);
  top: -100px;
  left: -80px;
}

.page-hero__glow--2 {
  width: 420px;
  height: 420px;
  background: rgba(244, 185, 66, 0.16);
  bottom: -60px;
  right: 5%;
}

.page-hero__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.22fr) minmax(0, 1fr);
  gap: 52px;
  align-items: center;
}

.page-hero__left {
  max-width: 660px;
}

.page-hero__breadcrumb {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  font-family: var(--f-head);
  font-size: 16px;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.78);
  margin-top: 4px;
}

.page-hero__breadcrumb a {
  color: rgba(255, 255, 255, 0.85);
  text-decoration: none;
  transition: color 0.2s var(--ease);
}

.page-hero__breadcrumb a:hover {
  color: var(--yellow);
}

.page-hero__sep {
  color: rgba(255, 255, 255, 0.4);
  font-weight: 400;
  user-select: none;
}

.page-hero__breadcrumb span.is-current {
  color: var(--yellow);
  font-weight: 600;
}

.page-hero__title {
  color: var(--white);
  font-family: var(--f-head);
  font-size: clamp(34px, 4.4vw, 56px);
  line-height: 1.14;
  letter-spacing: -0.025em;
  font-weight: 700;
  margin-bottom: 14px;
  text-wrap: balance;
}

.page-hero__title .hl {
  color: var(--yellow);
}

.page-hero__lead {
  font-size: clamp(15.5px, 1.3vw, 18px);
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.9);
  margin-bottom: 28px;
  max-width: 620px;
}

.page-hero__stats {
  display: inline-flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
  padding: 14px 26px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 100px;
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  margin-bottom: 30px;
}

.page-hero__stat {
  display: flex;
  align-items: center;
  gap: 8px;
}

.page-hero__stat strong {
  font-family: var(--f-head);
  font-size: 16px;
  font-weight: 700;
  color: var(--yellow);
  line-height: 1;
}

.page-hero__stat span {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.85);
  font-weight: 500;
}

.page-hero__stat-divider {
  width: 1px;
  height: 20px;
  background: rgba(255, 255, 255, 0.2);
}

.page-hero__actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 14px;
}

/* Page Hero Media Composition */
.page-hero__media {
  position: relative;
}

.page-hero__img-wrap {
  position: relative;
  border-radius: 22px;
  overflow: hidden;
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.45);
  border: 1px solid rgba(255, 255, 255, 0.2);
  line-height: 0;
  background: rgba(255, 255, 255, 0.05);
}

.page-hero__img-wrap img {
  width: 100%;
  height: auto;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  display: block;
}

.page-hero__floating-badge {
  position: absolute;
  bottom: -18px;
  left: -20px;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  padding: 13px 18px;
  border-radius: 16px;
  box-shadow: 0 16px 36px rgba(0, 0, 0, 0.25);
  border: 1px solid rgba(23, 77, 60, 0.12);
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--ink);
  max-width: 320px;
  z-index: 2;
}

.page-hero__floating-icon {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--yellow);
  color: var(--green-900);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.page-hero__floating-icon svg {
  width: 20px;
  height: 20px;
}

.page-hero__floating-badge strong {
  display: block;
  font-family: var(--f-head);
  font-size: 13px;
  font-weight: 700;
  color: var(--green-900);
  line-height: 1.25;
}

.page-hero__floating-badge small {
  display: block;
  font-size: 11.5px;
  color: #55655D;
  margin-top: 2px;
}

.page-hero__floating-pill {
  position: absolute;
  top: -14px;
  right: -12px;
  background: rgba(14, 52, 40, 0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, 0.22);
  color: var(--white);
  padding: 7px 15px;
  border-radius: 100px;
  font-family: var(--f-head);
  font-size: 12px;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 8px;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.3);
  z-index: 2;
}

.page-hero__floating-pill svg {
  width: 14px;
  height: 14px;
  color: var(--yellow);
}

/* Story Media & Stats Card in About Us Page */
.about__media--story {
  height: auto;
  position: sticky;
  top: 100px;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.about__story-img-wrap {
  position: relative;
  border-radius: 20px;
  overflow: visible;
  line-height: 0;
}

.about__story-img-wrap img {
  width: 100%;
  height: 480px;
  object-fit: cover;
  border-radius: 20px;
  display: block;
  box-shadow: var(--shadow);
  object-position: top;
}

.about__story-img-wrap .badge {
  position: absolute;
  right: 20px;
  bottom: -22px;
  top: auto;
  left: auto;
  transform: none;
  z-index: 2;
}

/* Seal Badge in About Page Story Media */
.badge--seal {
  width: 144px;
  height: 144px;
  background: var(--yellow);
  border: 5px solid var(--white);
  border-radius: 50%;
  display: grid;
  place-items: center;
  box-shadow: 0 14px 32px rgba(23, 77, 60, 0.16);
  cursor: pointer;
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease);
}

.badge--seal:hover {
  transform: scale(1.05);
  box-shadow: 0 18px 40px rgba(23, 77, 60, 0.24);
}

.badge--seal .badge__ring {
  position: absolute;
  inset: 4px;
  width: calc(100% - 8px);
  height: calc(100% - 8px);
  animation: spin 30s linear infinite;
}

.badge--seal:hover .badge__ring {
  animation-play-state: paused;
}

.badge--seal .badge__ring text {
  font-family: var(--f-head);
  font-size: 8.8px;
  font-weight: 700;
  letter-spacing: 0.08em;
  fill: var(--green-900);
}

.badge--seal .badge__core {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--green-900);
  color: var(--yellow);
  display: grid;
  place-items: center;
  position: relative;
  border: 2px solid rgba(255, 255, 255, 0.2);
  box-shadow: 0 4px 12px rgba(23, 77, 60, 0.25);
  transition: transform 0.35s var(--ease), background 0.35s;
}

.badge--seal:hover .badge__core {
  transform: scale(1.1);
  background: #0f3529;
}

.badge--seal .badge__core svg {
  width: 24px;
  height: 24px;
  stroke: var(--yellow);
}

.about__stats-card {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  gap: 24px;
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 22px 28px;
  margin-top: 10px;
}

.about__stat-item {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.about__stat-item strong {
  font-family: var(--f-head);
  font-size: 38px;
  font-weight: 700;
  color: var(--green-900);
  line-height: 1;
  letter-spacing: -.02em;
}

.about__stat-item span {
  font-size: 14.5px;
  color: var(--muted);
  font-weight: 500;
  line-height: 1.35;
}

.about__stat-divider {
  width: 1px;
  height: 44px;
  background: var(--border);
}

/* Advisor Pillars in Meet Ritu Verma section */
.advisor-pillars-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
  margin: 28px 0 34px;
}

.advisor-pillar-item {
  position: relative;
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 24px 22px;
  display: flex;
  flex-direction: column;
  box-shadow: 0 4px 18px rgba(23, 77, 60, 0.04);
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), border-color 0.25s var(--ease);
  overflow: hidden;
}

.advisor-pillar-item:hover {
  transform: translateY(-3px);
  border-color: rgba(23, 77, 60, 0.25);
  box-shadow: 0 12px 28px rgba(23, 77, 60, 0.09);
}

.advisor-pillar-line {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3.5px;
  background: var(--green-900);
}

.advisor-pillar-item--yellow .advisor-pillar-line {
  background: var(--yellow);
}

.advisor-pillar-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(23, 77, 60, 0.08);
  color: var(--green-900);
  display: grid;
  place-items: center;
  flex-shrink: 0;
  margin-bottom: 14px;
}

.advisor-pillar-icon--yellow {
  background: rgba(229, 168, 59, 0.16);
  color: #B37D1A;
}

.advisor-pillar-icon--edu {
  background: var(--green-50);
  color: var(--green-900);
  border: 1px solid rgba(23, 77, 60, 0.14);
}

.advisor-pillar-icon svg {
  width: 22px;
  height: 22px;
}

.advisor-pillar-title {
  font-family: var(--f-head);
  font-size: 18px;
  font-weight: 700;
  color: var(--green-900);
  line-height: 1.3;
  letter-spacing: -0.015em;
  margin: 0 0 8px 0;
}

.advisor-pillar-text {
  font-size: 14px;
  line-height: 1.55;
  color: var(--muted);
  margin: 0;
}

.about__story-desc {
  font-size: 15.5px;
  line-height: 1.6;
  color: var(--muted);
  margin: 14px 0 0;
}

/* Advisor Profile & Comparison Grids */
.profile-grid {
  display: grid;
  grid-template-columns: minmax(0, 480px) minmax(0, 1fr);
  gap: 60px;
  align-items: center;
}

.profile-media {
  position: relative;
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 16px 40px rgba(23, 77, 60, 0.12);
  border: 1px solid var(--border);
}

.profile-media img {
  width: 100%;
  height: 520px;
  object-fit: cover;
  display: block;
}

.profile-badge {
  position: absolute;
  bottom: 20px;
  left: 20px;
  right: 20px;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  padding: 14px 18px;
  border-radius: 14px;
  border: 1px solid rgba(23, 77, 60, 0.12);
  display: flex;
  align-items: center;
  gap: 12px;
}

.profile-badge__icon {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--yellow);
  color: var(--green-900);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.profile-badge strong {
  display: block;
  font-family: var(--f-head);
  font-size: 14px;
  font-weight: 700;
  color: var(--green-900);
}

.profile-badge small {
  display: block;
  font-size: 12px;
  color: #55655D;
}

.profile-content h2 {
  font-size: clamp(28px, 3.2vw, 42px);
  margin-bottom: 8px;
}

.profile-title {
  font-family: var(--f-head);
  font-size: 17px;
  font-weight: 600;
  color: var(--green-800);
  margin-bottom: 20px;
}

.profile-features {
  display: grid;
  gap: 12px;
  margin: 24px 0 28px;
}

.profile-feature {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 15px;
  color: var(--ink);
  line-height: 1.45;
}

.profile-feature svg {
  width: 18px;
  height: 18px;
  fill: var(--green-900);
  flex-shrink: 0;
  margin-top: 2px;
}

.profile-trust-note {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 16px;
  background: var(--off-white);
  border: 1px solid var(--border);
  border-left: 3.5px solid var(--green-900);
  border-radius: 10px;
  font-size: 13.5px;
  color: var(--muted);
  margin-bottom: 24px;
}

.profile-trust-note svg {
  width: 18px;
  height: 18px;
  stroke: var(--green-900);
  flex-shrink: 0;
}

.profile-trust-note strong {
  color: var(--green-900);
  font-weight: 600;
}

/* Compare Cards (Independent vs Captive) */
.compare-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  margin-top: 36px;
}

.compare-card {
  padding: 32px 28px;
  border-radius: 18px;
  background: var(--white);
  border: 1px solid var(--border);
}

.compare-card--highlight {
  border-color: var(--yellow);
  box-shadow: 0 12px 36px rgba(23, 77, 60, 0.08);
  background: var(--yellow);
  position: relative;
}

.compare-card--highlight::before {
  content: "RECOMMENDED CHOICE";
  position: absolute;
  top: -12px;
  right: 24px;
  color: var(--yellow);
  background: var(--green-900);
  font-family: var(--f-head);
  font-size: 10.5px;
  font-weight: 700;
  letter-spacing: 0.08em;
  padding: 4px 12px;
  border-radius: 100px;
}

.compare-card h3 {
  font-size: 22px;
  margin-bottom: 8px;
  letter-spacing: 0.1px;
}

.compare-card p {
  font-size: 15px;
  line-height: 1.55;
  color: var(--green-deep);
  margin-bottom: 20px;
}

.compare-list {
  display: grid;
  gap: 10px;
}

.compare-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14.5px;
  color: var(--ink);
}

.compare-list li svg {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

.carrier-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 28px;
  padding-top: 24px;
  border-top: 1px solid rgba(23, 77, 60, 0.1);
}

.carrier-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 14px;
  background: #FFFFFF;
  border: 1px solid rgba(23, 77, 60, 0.14);
  border-radius: 100px;
  font-family: var(--f-head);
  font-size: 13px;
  font-weight: 600;
  color: var(--green-900);
}

/* =========================================================
   CONTACT US PAGE & INNER EXTENSIONS
   ========================================================= */
.form textarea {
  width: 100%;
  min-height: 124px;
  padding: 14px 16px;
  border: 1px solid var(--border);
  border-radius: 12px;
  background: var(--off-white);
  color: var(--ink);
  font-family: var(--f-body);
  font-size: 15.5px;
  line-height: 1.5;
  resize: vertical;
  transition: border-color .2s, box-shadow .2s, background .2s;
}

.form textarea:focus {
  outline: none;
  border-color: var(--green-800);
  background-color: var(--white);
  box-shadow: 0 0 0 4px rgba(35, 94, 74, 0.12);
}

/* Clean Light Contact Section (Hero Section 2) */
.contact-section {
  background: var(--off-white);
  padding: 85px 0;
}

.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.15fr);
  gap: 56px;
  align-items: start;
}

.contact-info {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.contact-info .tag {
  width: fit-content;
  align-self: flex-start;
}

.contact-info h2 {
  font-size: clamp(30px, 3.2vw, 42px);
  line-height: 1.2;
  letter-spacing: -0.025em;
  margin-bottom: 14px;
  color: var(--ink);
}

.contact-info__lead {
  font-size: 16px;
  line-height: 1.6;
  color: var(--muted);
  margin-bottom: 28px;
}

.contact-details {
  display: flex;
  flex-direction: column;
  margin-bottom: 30px;
  width: 100%;
}

.contact-detail-item {
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 20px 0;
  background: transparent;
  border: none;
  border-bottom: 1px solid var(--border);
  box-shadow: none;
  border-radius: 0;
  width: 100%;
  transition: none;
}

.contact-detail-item:first-child {
  padding-top: 4px;
}

.contact-detail-item:last-child {
  border-bottom: none;
  padding-bottom: 4px;
}

.contact-detail-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--green-50);
  color: var(--green-900);
  display: grid;
  place-items: center;
  flex-shrink: 0;
  transition: background .25s var(--ease), color .25s var(--ease), transform .25s var(--ease);
}

.contact-detail-item:hover .contact-detail-icon {
  background: var(--yellow);
  color: var(--green-deep);
  transform: scale(1.06);
}

.contact-detail-icon svg {
  width: 22px;
  height: 22px;
}

.contact-detail-content {
  display: flex;
  flex-direction: column;
}

.contact-detail-content span {
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .04em;
  color: #7A8B84;
  margin-bottom: 2px;
}

.contact-detail-content a,
.contact-detail-content strong {
  font-family: var(--f-head);
  font-size: 17px;
  font-weight: 700;
  color: var(--ink);
  transition: color .2s;
}

.contact-detail-content a:hover {
  color: var(--green-800);
}

.contact-detail-content small {
  font-size: 13px;
  color: var(--muted);
  margin-top: 2px;
}

.contact-trust-pill {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 12px 18px;
  background: rgba(23, 77, 60, 0.06);
  border: 1px solid rgba(23, 77, 60, 0.12);
  border-radius: 100px;
  font-size: 13px;
  color: var(--green-900);
  font-weight: 500;
  width: fit-content;
}

.contact-trust-pill svg {
  width: 16px;
  height: 16px;
  color: var(--green-900);
  flex-shrink: 0;
}

.contact-form-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 24px;
  padding: 38px 36px 32px;
  box-shadow: 0 16px 48px rgba(23, 77, 60, 0.06);
}

.contact-form-card h3 {
  font-size: 24px;
  line-height: 1.25;
  margin-bottom: 6px;
  color: var(--ink);
}

.contact-form-card .form__sub {
  color: var(--muted);
  font-size: 14.5px;
  margin-bottom: 22px;
}


/* Advisor Micro-Card in Consultation Section */
.contact-trust-card {
  display: flex;
  align-items: center;
  gap: 16px;
  background: rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 16px;
  padding: 16px 20px;
  margin-top: 28px;
}

.contact-trust-card__avatar {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  object-fit: cover;
  border: 2.5px solid var(--yellow);
  flex-shrink: 0;
}

.contact-trust-card__info strong {
  display: block;
  color: var(--white);
  font-family: var(--f-head);
  font-size: 15.5px;
  font-weight: 700;
}

.contact-trust-card__info span {
  display: block;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.88);
}

.contact-trust-card__info small {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 4px;
  font-size: 12px;
  color: var(--yellow);
  font-weight: 600;
}

/* Regional Location Cards */
.locations-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
  margin-bottom: 36px;
}

.loc-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 30px 26px;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  transition: transform .25s var(--ease), border-color .25s, box-shadow .25s;
}

.loc-card:hover {
  transform: translateY(-5px);
  border-color: var(--green-800);
  box-shadow: var(--shadow-lg);
}

.loc-card__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 14px;
}

.loc-card__city {
  font-size: 21px;
  color: var(--green-900);
}

.loc-card__badge {
  font-size: 11px;
  font-weight: 700;
  font-family: var(--f-head);
  text-transform: uppercase;
  letter-spacing: .06em;
  padding: 4px 10px;
  border-radius: 100px;
  background: var(--yellow-50);
  color: #8C5E00;
  border: 1px solid rgba(244, 185, 66, 0.4);
}

.loc-card__addr {
  font-size: 14.5px;
  line-height: 1.5;
  color: var(--muted);
  margin-bottom: 16px;
}

.loc-card__phone {
  font-family: var(--f-head);
  font-size: 15px;
  font-weight: 600;
  color: var(--ink);
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 16px;
  transition: color .2s;
}

.loc-card__phone:hover {
  color: var(--yellow-600);
}

.loc-card__phone svg {
  width: 16px;
  height: 16px;
  color: var(--green-900);
}

.loc-card__areas {
  margin-top: auto;
  padding-top: 14px;
  border-top: 1px solid var(--border);
  font-size: 12.5px;
  color: #55655D;
  line-height: 1.5;
}

.loc-card__areas strong {
  color: var(--ink);
  display: block;
  margin-bottom: 2px;
}

/* Interactive Map Card */
.contact-map-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 22px;
  overflow: hidden;
  box-shadow: var(--shadow);
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(0, 1fr);
}

.contact-map-frame {
  min-height: 400px;
  width: 100%;
  height: 100%;
  line-height: 0;
  background: var(--green-50);
}

.contact-map-frame iframe {
  width: 100%;
  height: 100%;
  min-height: 400px;
  border: 0;
}

.contact-map-info {
  padding: 40px 36px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  background: var(--white);
}

.contact-map-info h3 {
  font-size: 24px;
  margin-bottom: 10px;
}

.contact-map-info p {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.6;
  margin-bottom: 22px;
}

.contact-map-specs {
  display: grid;
  gap: 20px;
  margin-bottom: 26px;
}

.contact-map-spec {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 14px;
  color: var(--ink);
  line-height: 1.45;
}

.contact-map-spec svg {
  width: 18px;
  height: 18px;
  color: var(--green-900);
  flex-shrink: 0;
  margin-top: 2px;
}

/* Claims Urgent Support Banner */
.claims-banner {
  background: linear-gradient(135deg, var(--green-900) 0%, var(--green-deep) 100%);
  border-radius: 24px;
  padding: 48px;
  color: var(--white);
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(255, 255, 255, 0.15);
  margin-top: 10px;
}

.claims-banner::after {
  content: "";
  position: absolute;
  right: -80px;
  bottom: -80px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(244, 185, 66, 0.2) 0%, transparent 70%);
  pointer-events: none;
}

.claims-banner__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.45fr) minmax(0, 1fr);
  gap: 40px;
  align-items: center;
  position: relative;
  z-index: 2;
}

.claims-banner__icon-wrap {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(244, 185, 66, 0.15);
  border: 1px solid rgba(244, 185, 66, 0.35);
  border-radius: 100px;
  padding: 6px 16px;
  font-size: 13.5px;
  font-family: var(--f-head);
  font-weight: 700;
  color: var(--yellow);
  margin-bottom: 16px;
}

.claims-banner__icon-wrap svg {
  width: 16px;
  height: 16px;
}

.claims-banner h3 {
  color: var(--white);
  font-size: clamp(24px, 2.5vw, 34px);
  margin-bottom: 12px;
  line-height: 1.25;
}

.claims-banner p {
  color: rgba(255, 255, 255, 0.88);
  font-size: 16px;
  line-height: 1.6;
}

.claims-banner__actions {
  display: flex;
  flex-direction: column;
  gap: 14px;
  align-items: flex-start;
}

.claims-banner__hotline {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: var(--yellow);
  color: var(--green-900);
  font-family: var(--f-head);
  font-size: 18px;
  font-weight: 700;
  padding: 14px 28px;
  border-radius: 100px;
  transition: transform .2s var(--ease), background .2s;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
}

.claims-banner__hotline:hover {
  background: var(--white);
  color: var(--green-900);
  transform: translateY(-2px);
}

.claims-banner__note {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.72);
  display: flex;
  align-items: center;
  gap: 6px;
}

/* =========================================================
   FAQ Section & Exclusive Accordion (Reusable Split-Layout)
   ========================================================= */
.faq-section {
  padding: 100px 0;
  background: #FAFBF8;
}

.faq-layout {
  display: grid;
  grid-template-columns: minmax(320px, 420px) 1fr;
  gap: 50px 80px;
  align-items: start;
}

/* Left Column: Heading + Sticky Promo Card */
.faq-left {
  display: flex;
  flex-direction: column;
  gap: 20px;
  position: sticky;
  top: 100px;
}

.faq-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--f-head);
  font-size: 14.5px;
  font-weight: 700;
  color: #3B4B43;
  letter-spacing: 0.04em;
}

.faq-eyebrow__bullet {
  font-size: 15px;
  color: var(--ink);
  line-height: 1;
}

.faq-title {
  font-family: var(--f-head);
  font-size: clamp(32px, 3.4vw, 46px);
  font-weight: 700;
  line-height: 1.15;
  color: var(--ink);
  letter-spacing: -0.025em;
  margin: 0;
}

/* Promo Card with Image & Contact Link */
.faq-promo-card {
  position: relative;
  border-radius: 24px;
  overflow: hidden;
  min-height: 400px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: 28px 24px 26px;
  background-color: #12211C;
  box-shadow: 0 16px 40px rgba(19, 63, 49, 0.12);
  margin-top: 10px;
}

.faq-promo-card__bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: 1;
  transition: transform 0.6s var(--ease);
}

.faq-promo-card:hover .faq-promo-card__bg {
  transform: scale(1.04);
}

.faq-promo-card__overlay {
  position: absolute;
  inset: 0;
  z-index: 2;
  background: linear-gradient(180deg,
      rgba(16, 28, 24, 0.45) 0%,
      rgba(16, 28, 24, 0.15) 35%,
      rgba(16, 28, 24, 0.88) 75%,
      rgba(14, 24, 20, 0.96) 100%);
  pointer-events: none;
}

.faq-promo-card__top {
  position: relative;
  z-index: 3;
}

.faq-promo-card__badge {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.16);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.28);
  display: grid;
  place-items: center;
  color: #FFFFFF;
}

.faq-promo-card__badge svg {
  width: 22px;
  height: 22px;
}

.faq-promo-card__bottom {
  position: relative;
  z-index: 3;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.faq-promo-card__title {
  color: #FFFFFF;
  font-family: var(--f-head);
  font-size: 23px;
  font-weight: 700;
  line-height: 1.25;
  margin: 0;
}

.faq-promo-card__text {
  color: rgba(255, 255, 255, 0.86);
  font-size: 14.5px;
  line-height: 1.55;
  margin: 0;
}

.faq-promo-card__link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--yellow);
  font-size: 15px;
  font-weight: 600;
  margin-top: 6px;
  transition: color 0.2s ease, gap 0.2s ease;
  width: fit-content;
}

.faq-promo-card__link:hover {
  color: #FFFFFF;
  gap: 12px;
}

.faq-promo-card__link svg {
  width: 16px;
  height: 16px;
  transition: transform 0.2s ease;
}

.faq-promo-card__link:hover svg {
  transform: translate(2px, -2px);
}

/* Right Column: FAQ Accordion */
.faq-right {
  display: flex;
  flex-direction: column;
  width: 100%;
}

.faq-accordion {
  display: flex;
  flex-direction: column;
  width: 100%;
  border-top: 1px solid var(--border);
  margin: 0;
  max-width: 100%;
}

/* FAQ Item - Clean Dividers only, NO box border, NO active card border */
.faq-item {
  border: none;
  border-bottom: 1px solid var(--border);
  background: transparent;
  margin: 0;
  border-radius: 0;
  box-shadow: none;
  transition: background-color 0.2s ease;
  overflow: visible;
}

/* Active FAQ Item - NO box border, NO shadow */
.faq-item[open] {
  border: none;
  border-bottom: 1px solid var(--border);
  box-shadow: none;
  background: transparent;
}

.faq-summary {
  padding: 24px 6px;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 20px;
  list-style: none;
  user-select: none;
  background: transparent;
  font-family: var(--f-head);
  font-size: 19.5px;
  font-weight: 700;
  color: var(--ink);
  transition: color 0.2s ease;
}

.faq-summary::-webkit-details-marker {
  display: none;
}

/* Left Question Circle Badge "?" */


/* When active, circle turns warm yellow/amber */
.faq-item[open] .faq-q-badge {
  background: var(--yellow);
  color: #17211D;
}

/* Question Heading Text */
.faq-question {
  flex: 1;
  font-family: var(--f-head);
  font-size: 19.5px;
  font-weight: 700;
  line-height: 1.35;
  color: var(--ink);
  transition: color 0.2s ease;
}

.faq-summary:hover .faq-question {
  color: var(--green-900);
}

/* Right Toggle Button (+ and -) */
.faq-toggle {
  width: 32px;
  height: 32px;
  display: grid;
  place-items: center;
  flex-shrink: 0;
  color: var(--ink);
  transition: color 0.2s ease;
}

.faq-toggle svg {
  width: 20px;
  height: 20px;
}

.faq-toggle .faq-icon-minus {
  display: none;
}

.faq-toggle .faq-icon-plus {
  display: block;
}

.faq-item[open] .faq-toggle .faq-icon-minus {
  display: block;
}

.faq-item[open] .faq-toggle .faq-icon-plus {
  display: none;
}

/* Answer */
.faq-answer {
  padding: 0 6px 28px 6px;
  font-size: 15.5px;
  line-height: 1.7;
  color: var(--muted);
  border-top: none;
  animation: faqFadeIn 0.25s ease;
}

@keyframes faqFadeIn {
  from {
    opacity: 0;
    transform: translateY(-4px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.faq-answer p {
  margin: 0;
}

.faq-answer strong {
  color: var(--ink);
  font-weight: 600;
}

/* Responsive Media Queries for FAQ */
@media (max-width: 1024px) {
  .faq-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .faq-left {
    position: static;
  }

  .faq-promo-card {
    max-width: 520px;
    min-height: 340px;
  }
}

@media (max-width: 768px) {
  .faq-section {
    padding: 60px 0;
  }

  .faq-title {
    font-size: 30px;
  }

  .faq-summary {
    gap: 14px;
    padding: 20px 4px;
    font-size: 17.5px;
  }

  .faq-question {
    font-size: 17.5px;
  }

  .faq-answer {
    padding-left: 48px;
    padding-bottom: 22px;
    font-size: 14.5px;
  }

  .faq-promo-card {
    min-height: 320px;
    padding: 22px 18px 20px;
  }

  .faq-promo-card__title {
    font-size: 21px;
  }
}

@media (max-width: 480px) {
  .faq-summary {
    gap: 12px;
    padding: 18px 0;
    font-size: 16px;
  }

  .faq-q-badge {
    width: 30px;
    height: 30px;
    font-size: 14px;
  }

  .faq-question {
    font-size: 16px;
  }

  .faq-toggle svg {
    width: 18px;
    height: 18px;
  }

  .faq-answer {
    padding-left: 0;
    padding-right: 0;
    padding-bottom: 20px;
  }
}

/* Form Success / Status feedback */
.form-feedback {
  display: none;
  padding: 16px 20px;
  border-radius: 14px;
  background: #E8F5E9;
  border: 1px solid #A5D6A7;
  color: #1B5E20;
  margin-bottom: 20px;
  font-size: 14.5px;
  line-height: 1.5;
  align-items: center;
  gap: 12px;
}

.form-feedback.is-visible {
  display: flex;
}

.form-feedback svg {
  width: 22px;
  height: 22px;
  flex-shrink: 0;
  color: #2E7D32;
}

/* =========================================================
   RESPONSIVE
   ========================================================= */
@media (max-width: 1400px) {
  .header__cta .btn-arrow__icon {
    display: none;
  }

  .nav ul {
    gap: 20px;
  }

  .nav a {
    font-size: 15px;
  }
}

@media (max-width: 1260px) {
  .burger {
    display: flex;
  }

  .header__cta .btn,
  .header__cta .btn-arrow {
    display: none;
  }

  /* Body scroll lock and header state when menu is open */
  body.nav-open {
    overflow: hidden;
  }

  .header:has(.nav-toggle:checked),
  body.nav-open .header {
    position: fixed !important;
    top: 0 !important;
    left: 0 !important;
    right: 0 !important;
    background: var(--white) !important;
    border-bottom: 1px solid var(--border) !important;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.05) !important;
    z-index: 100 !important;
  }

  .header:has(.nav-toggle:checked) .brand__img--white,
  body.nav-open .header .brand__img--white {
    display: none !important;
  }

  .header:has(.nav-toggle:checked) .brand__img--dark,
  body.nav-open .header .brand__img--dark {
    display: block !important;
  }

  .header:has(.nav-toggle:checked) .burger,
  body.nav-open .burger {
    border-color: var(--border) !important;
    position: relative;
    z-index: 2;
  }

  .header:has(.nav-toggle:checked) .burger span,
  body.nav-open .burger span {
    background: var(--ink) !important;
  }

  .header:has(.nav-toggle:checked) .burger span:nth-child(1),
  body.nav-open .burger span:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
  }

  .header:has(.nav-toggle:checked) .burger span:nth-child(2),
  body.nav-open .burger span:nth-child(2) {
    opacity: 0;
  }

  .header:has(.nav-toggle:checked) .burger span:nth-child(3),
  body.nav-open .burger span:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
  }

  .nav-toggle:checked~.nav,
  .nav-open .nav {
    transform: none;
  }

  .nav {
    position: fixed;
    top: 84px;
    right: 0;
    bottom: 0;
    width: min(380px, 100vw);
    height: calc(100vh - 84px);
    height: calc(100dvh - 84px);
    background: var(--white);
    padding: 20px 28px 32px;
    transform: translateX(100%);
    transition: transform .35s var(--ease);
    box-shadow: -15px 0 40px rgba(0, 0, 0, .08);
    display: flex;
    flex-direction: column;
    gap: 16px;
    z-index: 99;
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
  }

  .nav ul {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
  }

  .nav ul a,
  .header.is-scrolled .nav ul a {
    color: var(--ink);
    font-family: var(--f-head);
    font-size: 17px;
    font-weight: 600;
    display: flex;
    align-items: center;
    padding: 13px 0;
    border-bottom: 1px solid var(--border);
    text-decoration: none;
    transition: color .2s var(--ease);
  }

  .nav ul a::after {
    display: none;
  }

  .nav ul a:hover,
  .nav ul a.is-active {
    color: var(--green-900);
  }

  /* Fixed CTA Button inside mobile nav */
  .nav .nav__mobile-cta,
  .header .nav .nav__mobile-cta,
  .header.is-scrolled .nav .nav__mobile-cta {
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    text-align: center !important;
    height: 48px !important;
    min-height: 48px !important;
    padding: 0 24px !important;
    font-family: var(--f-head) !important;
    font-size: 15px !important;
    font-weight: 600 !important;
    line-height: 1 !important;
    color: var(--green-900) !important;
    background: var(--yellow) !important;
    border: 1px solid var(--yellow) !important;
    border-bottom: 1px solid var(--yellow) !important;
    border-radius: 100px !important;
    width: 100% !important;
    margin-top: 10px !important;
    box-shadow: 0 4px 14px rgba(244, 185, 66, 0.25) !important;
    cursor: pointer !important;
    text-decoration: none !important;
  }

  .nav .nav__mobile-cta:hover,
  .header.is-scrolled .nav .nav__mobile-cta:hover {
    background: var(--green-900) !important;
    color: var(--white) !important;
    border-color: var(--green-900) !important;
  }

  .nav-open .nav {
    transform: none;
  }

  .header__inner {
    position: relative;
  }

  .header {
    z-index: 60;
  }

  .header.is-scrolled {
    backdrop-filter: none;
    -webkit-backdrop-filter: none;
    background: var(--white);
    animation: none;
  }

  .about__grid {
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  }

  .about__media {
    height: 600px;
  }

  .about__img-lg {
    height: 470px;
  }

  .badge {
    top: 470px;
  }

  .hero__strip {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .aud-grid {
    display: flex;
    gap: 16px;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    scroll-behavior: smooth;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    padding: 10px 4px 22px;
    margin: 0 -20px;
    padding-left: 20px;
    padding-right: 20px;
    scroll-padding: 0 20px;
    scroll-padding-inline: 20px;
  }

  .aud-grid::-webkit-scrollbar {
    display: none;
  }

  .aud-card {
    flex: 0 0 280px;
    min-width: 280px;
    max-width: 280px;
    min-height: 450px;
    scroll-snap-align: start;
  }

  .footer__grid {
    grid-template-columns: 1.3fr 1fr 1fr;
    gap: 32px;
  }

  .footer__brand {
    grid-column: 1 / -1;
  }

  .footer__map-col {
    grid-column: 1 / -1;
  }

  .contact-cards {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .contact-map-card {
    grid-template-columns: 1fr;
  }

  .claims-banner__grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
}

@media (max-width: 1024px) {
  .container {
    padding-left: 28px;
    padding-right: 28px;
  }

  .section {
    padding: 80px 0;
  }

  body {
    font-size: 16px;
  }

  .hero {
    min-height: 840px;
  }

  .hero__content {
    grid-template-columns: 1fr;
    gap: 28px;
    padding-bottom: 50px;
  }

  .hero__right {
    padding-bottom: 0;
  }

  .about__grid,
  .insurance__grid,
  .invest__grid,
  .consult__grid {
    grid-template-columns: 1fr;
    gap: 50px;
  }

  .profile-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .profile-media img {
    height: 420px;
  }

  .page-hero__grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .page-hero__left {
    max-width: 100%;
  }

  .page-hero__media {
    max-width: 540px;
    margin: 0 auto;
    width: 100%;
  }

  .consult {
    padding: 80px 0;
  }

  .consult__overlay {
    background: linear-gradient(180deg, rgba(14, 52, 40, 0.95) 0%, rgba(14, 52, 40, 0.88) 100%);
  }

  .about__media {
    max-width: 604px;
    width: 100%;
    margin: 0 auto;
  }

  .insurance__media {
    aspect-ratio: 4 / 3;
    max-width: 720px;
  }

  .float-note {
    right: 20px;
  }

  .invest__media {
    max-width: 560px;
    margin: 0 auto;
    width: 100%;
  }

  .invest__card {
    left: 20px;
  }

  .articles {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .section-head--split {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .section-head--split>p,
  .section-head--split>.btn-arrow {
    justify-self: start;
  }

  .locations-grid {
    grid-template-columns: 1fr;
  }

  .claims-banner {
    padding: 36px 30px;
  }

  .contact-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .aud-grid {
    margin: 0 -28px;
    padding-left: 28px;
    padding-right: 28px;
    scroll-padding: 0 28px;
    scroll-padding-inline: 28px;
  }
}

@media (max-width: 768px) {
  .section-head--split {
    gap: 10px;
  }

  /* Container: exactly 16px left and right padding for mobile */
  .container {
    padding-left: 16px;
    padding-right: 16px;
  }

  /* Section: exactly 30px top and bottom padding across all sections */
  .section {
    padding-top: 30px;
    padding-bottom: 30px;
  }

  .page-hero {
    padding: 140px 0 60px;
  }

  .page-hero__title {
    font-size: 32px;
    margin-bottom: 10px;
  }

  .page-hero__breadcrumb {
    font-size: 14px;
    gap: 8px;
  }

  .page-hero__stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
    border-radius: 16px;
    padding: 14px 18px;
    width: 100%;
    margin-bottom: 24px;
  }

  .page-hero__stat-divider {
    display: none;
  }

  .page-hero__floating-badge {
    left: 10px;
    bottom: -12px;
    padding: 10px 14px;
    max-width: 270px;
  }

  .page-hero__floating-pill {
    right: 10px;
    top: -10px;
    font-size: 11px;
    padding: 6px 12px;
  }

  .page-hero__actions .btn {
    width: 100%;
  }

  .compare-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .about__media--story {
    gap: 16px;
    max-width: 100%;
    margin-bottom: 8px;
  }

  .about__story-img-wrap img {
    height: 394px !important;
    border-radius: 16px;
  }

  .about__story-img-wrap .badge {
    right: 14px;
    bottom: -18px;
    width: 112px;
    height: 112px;
    border-width: 4px;
  }

  .about__story-img-wrap .badge__ring text {
    font-size: 8.8px;
  }

  .about__story-img-wrap .badge__core {
    width: 42px;
    height: 42px;
  }

  .about__story-img-wrap .badge__core svg {
    width: 20px;
    height: 20px;
  }

  .about__stats-card {
    grid-template-columns: 1fr auto 1fr;
    gap: 16px;
    padding: 16px 20px;
    border-radius: 14px;
    margin-top: 8px;
  }

  .about__stat-item strong {
    font-size: 28px;
  }

  .about__stat-item span {
    font-size: 13px;
  }

  .advisor-pillars-grid {
    grid-template-columns: 1fr;
    gap: 16px;
    margin: 22px 0 28px;
  }

  .advisor-pillar-item {
    padding: 20px 18px;
  }

  /* Body & General Typography */
  body {
    font-size: 14.5px;
    line-height: 1.55;
  }

  /* Eyebrows / Tags */
  .tag {
    padding: 5px 12px;
    font-size: 12px;
    line-height: 1.3;
    margin-bottom: 12px;
    gap: 6px;
  }

  .tag svg {
    width: 13px;
    height: 13px;
  }

  .aud-card__stage {
    font-size: 10px;
    padding: 4px 10px;
    letter-spacing: 0.06em;
  }

  .aud-card__focus {
    font-size: 10px;
    letter-spacing: 0.06em;
    margin-bottom: 4px;
  }

  .article__cat {
    font-size: 11px;
    padding: 4px 10px;
    margin-bottom: 12px;
  }

  /* Headings & Titles */
  .section-head {
    margin-bottom: 22px;
  }

  .section-head--compact {
    margin-bottom: 16px;
  }

  .hero h1 {
    font-size: clamp(28px, 7.8vw, 36px);
    line-height: 1.15;
    letter-spacing: -0.025em;
    margin-top: 4px;
    margin-bottom: 12px;
  }

  .section-head h2,
  .about__content h2,
  .services__title,
  .invest h2,
  .consult h2,
  .final h2 {
    font-size: clamp(23px, 5.8vw, 29px);
    line-height: 1.2;
    letter-spacing: -0.02em;
    margin-bottom: 10px;
  }

  .section-head--compact h2 {
    font-size: clamp(21px, 5.2vw, 26px);
    line-height: 1.22;
    margin-bottom: 8px;
  }

  .hero__strip-title {
    font-size: 16px;
    line-height: 1.4;
    padding-right: 0;
    border-right: none;
  }

  .hero__strip-title span {
    font-size: 14px;
  }

  .pillar__title {
    font-size: 19px;
    line-height: 1.25;
    margin-bottom: 8px;
  }

  .service-card__title {
    font-size: 18px;
    line-height: 1.3;
    margin-bottom: 6px;
  }

  .aud-card__title {
    font-size: 18px;
    line-height: 1.25;
    margin-bottom: 6px;
  }

  .proc-step__title {
    font-size: 17.5px;
    line-height: 1.25;
    margin-bottom: 4px;
  }

  .article h3 {
    font-size: 18px;
    line-height: 1.3;
    margin-bottom: 8px;
  }

  .form h3 {
    font-size: 21px;
    line-height: 1.25;
    margin-bottom: 4px;
  }

  .footer h4 {
    font-size: 15px;
    margin-bottom: 12px;
  }

  /* Descriptions & Paragraphs */
  .hero__right p {
    font-size: 14.5px;
    line-height: 1.5;
    margin-bottom: 18px;
  }

  .lead,
  .about__content .lead {
    font-size: 14.5px;
    line-height: 1.5;
    margin-bottom: 12px;
  }

  .section-head p,
  .section-head--compact p,
  .services__subtitle,
  .audience__subtitle {
    font-size: 14px;
    line-height: 1.5;
  }

  .quote {
    margin: 18px 0 22px;
    padding: 16px 18px;
    font-size: 15.5px;
    line-height: 1.45;
    border-radius: 12px;
    border-left-width: 4px;
  }

  .service-card__desc {
    font-size: 13px;
    line-height: 1.45;
  }

  .pillar__desc {
    font-size: 13.5px;
    line-height: 1.45;
  }

  .aud-card__desc {
    font-size: 13px;
    line-height: 1.45;
    margin-bottom: 10px;
  }

  .proc-step__desc {
    font-size: 13px;
    line-height: 1.45;
  }

  .article p {
    font-size: 13.5px;
    line-height: 1.5;
    margin-bottom: 12px;
  }

  .consult__content>p {
    font-size: 14.5px;
    line-height: 1.5;
    margin-bottom: 16px;
  }

  .final p {
    font-size: 14.5px;
    line-height: 1.5;
    margin-bottom: 20px;
  }

  .form__sub {
    font-size: 13.5px;
    margin-bottom: 18px;
  }

  /* Buttons & Interactive Elements */
  .btn {
    height: 44px;
    padding: 0 20px;
    font-size: 14px;
    font-weight: 600;
    gap: 8px;
    width: auto;
  }

  .btn-arrow {
    display: inline-flex;
    align-items: center;
    width: auto;
  }

  .btn-arrow .btn {
    width: auto;
    pointer-events: none;
  }

  .hero__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    align-items: center;
    justify-content: flex-start;
  }

  .hero__actions .btn-arrow,
  .hero__actions .btn-arrow .btn,
  .hero__actions .btn {
    width: auto;
    max-width: 100%;
    flex: none;
  }

  .services__arrows {
    gap: 8px;
  }

  .services__arrow {
    width: 40px;
    height: 40px;
  }

  .services__arrow svg {
    width: 17px;
    height: 17px;
  }

  .services__controls {
    gap: 12px;
    justify-content: space-between;
    width: 100%;
  }

  .services__counter {
    font-size: 14px;
  }

  .services__counter-current {
    font-size: 18px;
  }

  .aud-card__btn-circle {
    width: 30px;
    height: 30px;
  }

  .aud-card__btn-circle svg {
    width: 14px;
    height: 14px;
  }

  .aud-card__action {
    font-size: 12.5px;
    padding-top: 10px;
  }

  .from-button .btn {
    width: 100%;
    height: 46px;
    font-size: 14.5px;
  }

  /* Header */
  .header {
    top: 0;
  }

  .header__inner {
    height: 78px;
  }

  .header__cta .btn {
    display: none;
  }

  .brand__img {
    height: 36px;
    max-width: 155px;
  }

  .brand__mark {
    width: 42px;
    height: 42px;
  }

  .brand__text strong {
    font-size: 16.5px;
  }

  .brand__text small {
    font-size: 11px;
  }

  /* Mobile Nav Drawer at <= 768px */
  .nav {
    top: 78px;
    left: 0;
    right: 0;
    width: 100%;
    max-width: 100%;
    height: calc(100vh - 78px);
    height: calc(100dvh - 78px);
    padding: 14px 20px 28px;
    box-shadow: none;
    border-top: 1px solid rgba(23, 77, 60, 0.08);
  }

  .nav ul a,
  .header.is-scrolled .nav ul a {
    font-size: 16px;
    padding: 12px 0;
  }

  .nav .nav__mobile-cta,
  .header .nav .nav__mobile-cta,
  .header.is-scrolled .nav .nav__mobile-cta {
    height: 46px !important;
    font-size: 14.5px !important;
    margin-top: 10px !important;
  }

  /* Hero Section */
  .hero {
    min-height: 0;
    display: flex;
    flex-direction: column;
    padding-top: 78px;
    background: var(--green-deep);
  }

  .hero__content {
    order: 1;
    padding-top: 24px;
    padding-bottom: 20px;
  }

  .hero__media {
    position: relative;
    order: 2;
    inset: auto;
    z-index: 0;
    height: 300px;
    margin: 0 16px;
    border-radius: var(--radius);
  }

  .hero__overlay {
    display: none;
  }

  .hero__strip {
    order: 3;
    padding-top: 24px;
    padding-bottom: 30px;
  }

  .hero__strip::before {
    display: none;
  }

  .hero__cards {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  /* About Section */
  .about__grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .about__media {
    height: auto;
    display: grid;
    gap: 14px;
  }
  .about__media--story{
    position: static;
  }

  .about__img-lg,
  .about__img-sm {
    position: relative;
    width: 100%;
    inset: auto;
  }

  .about__img-lg {
    height: 340px;
  }

  .about__img-sm {
    display: none;
  }

  .about__doodle {
    display: none;
  }

  .badge {
    top: 340px;
    left: auto;
    right: 10px;
    transform: translateY(-50%);
    width: 105px;
    height: 105px;
  }

  .badge__ring text {
    font-size: 10.5px;
  }

  .badge__core {
    width: 44px;
    height: 44px;
  }

  .about__bottom {
    grid-template-columns: 1fr;
  }

  .about__img-xs {
    display: none;
  }

  .fact strong {
    font-size: 32px;
  }

  .about__tags {
    gap: 8px;
    margin-bottom: 16px;
  }

  .about__cred-card {
    padding: 10px 14px;
    margin: 16px 0 12px;
    gap: 12px;
  }

  /* Intro / Pillars Section */
  .intro__bg-glow--1 {
    width: 280px;
    height: 280px;
    filter: blur(60px);
  }

  .intro__bg-glow--2 {
    width: 260px;
    height: 260px;
    filter: blur(60px);
  }

  .pillars,
  .features,
  .articles {
    grid-template-columns: 1fr;
  }

  .pillars {
    gap: 16px;
  }

  .pillars__strip {
    flex-direction: column;
    border-radius: 16px;
    gap: 10px;
    align-items: flex-start;
    padding: 16px;
    margin-top: 20px;
  }

  .pillars__strip-divider {
    display: none;
  }

  /* Services Slider Section */
  .services__head {
    flex-direction: column;
    align-items: flex-start;
    gap: 18px;
    margin-bottom: 20px;
  }

  .services__head-right {
    width: 100%;
  }

  .services__viewport {
    padding: 6px 0 16px;
  }

  .services__track {
    gap: 14px;
  }

  .service-card {
    flex: 0 0 300px;
    width: 300px;
    min-width: 300px;
    max-width: 300px;
  }

  .service-card__media {
    height: 350px;
  }

  .service-card__body {
    padding: 18px 16px 16px;
  }

  /* Investment Section */
  .invest__grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .invest__card {
    position: relative;
    left: auto;
    bottom: auto;
    width: auto;
    margin: -36px 0 0;
    padding: 18px 16px;
    border-radius: 16px;
  }

  .invest__img {
    border-radius: 120px 120px var(--radius) var(--radius);
    height: 400px;
    object-fit: cover;
  }

  /* Audience Section */
  .aud-grid {
    margin: 0 -16px;
    padding: 8px 16px 14px 16px;
    scroll-padding: 0 16px;
    scroll-padding-inline: 16px;
    gap: 14px;
  }

  .aud-grid::after {
    content: '';
    flex: 0 0 1px;
    margin-left: -1px;
  }

  .aud-card {
    flex: 0 0 260px;
    min-width: 260px;
    max-width: 260px;
    min-height: 420px;
    padding: 16px 14px 18px;
    border-radius: 18px;
  }

  /* Process Section */
  .proc-flow,
  .proc-flow-4 {
    display: flex;
    flex-direction: column;
    grid-template-columns: 1fr;
    gap: 24px;
    max-width: 520px;
    margin: 24px auto 0;
    position: relative;
  }

  .proc-step {
    display: grid;
    grid-template-columns: 68px 1fr;
    grid-template-areas:
      "node title"
      "node desc";
    column-gap: 16px;
    row-gap: 4px;
    text-align: left;
    align-items: center;
    position: relative;
  }

  .proc-step__node-wrap {
    grid-area: node;
    margin-bottom: 0;
    width: auto;
    align-self: center;
    display: flex;
    justify-content: center;
    position: relative;
    z-index: 2;
  }

  .proc-step__node {
    width: 68px;
    height: 68px;
  }

  .proc-step__icon svg {
    width: 26px;
    height: 26px;
  }

  .proc-step__badge {
    width: 23px;
    height: 23px;
    font-size: 10.5px;
    top: -3px;
    right: -3px;
  }

  .proc-step__title {
    grid-area: title;
    text-align: left;
    margin: 0;
    font-size: 18px;
    align-self: end;
  }

  .proc-step__desc {
    grid-area: desc;
    text-align: left;
    max-width: none;
    margin: 0;
    font-size: 14px;
    line-height: 1.5;
    align-self: start;
  }

  .proc-step__connector {
    display: none !important;
  }

  .proc-step:not(:last-child)::after {
    content: '';
    position: absolute;
    left: 33px;
    top: 68px;
    bottom: -26px;
    width: 2px;
    border-left: 2px dashed rgba(23, 77, 60, 0.22);
    z-index: 1;
  }

  /* Consultation Section */
  .consult__grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .consult__list {
    margin-top: 18px;
    gap: 12px;
  }

  .consult__list li {
    font-size: 14px;
    gap: 10px;
  }

  .consult__list li::before {
    width: 20px;
    height: 20px;
    background-size: 11px;
  }

  .consult__glass-card {
    width: 100%;
    max-width: 100%;
    margin-top: 18px;
    padding: 12px 16px;
    border-radius: 14px;
    gap: 12px;
  }

  .consult__glass-icon {
    width: 42px;
    height: 42px;
  }

  .consult__glass-icon svg {
    width: 20px;
    height: 20px;
  }

  .consult__glass-text span {
    font-size: 11px;
  }

  .consult__glass-text strong {
    font-size: 15px;
  }

  /* Form */
  .form {
    padding: 22px 16px 18px;
    border-radius: 16px;
  }

  .form__row {
    margin-bottom: 14px;
  }

  .form__row--2 {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .form label {
    font-size: 13.5px;
    gap: 6px;
  }

  .form input[type="text"],
  .form input[type="email"],
  .form input[type="tel"],
  .form select {
    height: 46px;
    font-size: 14px;
    padding: 0 14px;
    border-radius: 10px;
  }

  .form textarea {
    font-size: 14px;
    padding: 12px 14px;
    border-radius: 10px;
  }

  .seg {
    margin: 0 0 18px;
    gap: 6px;
  }

  .seg span {
    height: 40px;
    font-size: 13px;
  }

  .form__privacy {
    margin-top: 12px;
    font-size: 11.5px;
  }

  .from-button {
    margin-top: 16px;
  }

  .form__trust {
    flex-direction: column;
    align-items: flex-start;
    gap: 8px;
  }

  /* Contact Us Responsive */
  .contact-section {
    padding: 50px 0;
  }

  .contact-form-card {
    padding: 24px 18px 20px;
    border-radius: 18px;
  }

  .contact-map-info {
    padding: 26px 20px;
  }

  .contact-map-frame {
    min-height: 280px;
  }

  .contact-map-frame iframe {
    min-height: 280px;
  }

  .claims-banner__hotline {
    width: 100%;
    justify-content: center;
  }

  /* Resources / Articles */
  .article__body {
    padding: 18px 16px 20px;
  }

  /* Final Section */
  .final {
    padding: 48px 0;
    background-attachment: scroll;
  }

  .final h2 br {
    display: none;
  }

  .final::before,
  .final::after {
    display: none;
  }

  /* Footer */
  .footer {
    padding: 42px 0 24px;
    font-size: 13.5px;
  }

  .footer__grid {
    grid-template-columns: 1fr 1fr;
    gap: 28px 20px;
    padding-bottom: 28px;
  }

  .footer__brand {
    grid-column: 1 / -1;

  }
  .footer__brand .brand__img{
    margin-bottom: 6px;
  }

  .footer__brand p {
    margin-top: 14px;
    font-size: 13.5px;
  }

  .footer__map-col {
    grid-column: 1 / -1;
  }

  .footer__disclosure {
    padding: 20px 0;
    font-size: 12px;
  }

  .footer__bottom {
    flex-direction: column;
    gap: 14px;
    align-items: flex-start;
    padding-top: 18px;
    font-size: 12.5px;
  }

  .footer__legal-links {
    flex-wrap: wrap;
    gap: 8px;
  }
}

@media (max-width: 600px) {
  .footer__grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
}

@media (max-width: 480px) {

  /* Ultra-compact screen adjustments */
  .hero__content {
    gap: 8px;
  }

  .service-card {
    flex: 0 0 84vw;
    width: 84vw;
    min-width: 84vw;
    max-width: 320px;
  }

  .service-card__media {
    height: 320px;
  }

  .service-card__content {
    padding: 16px;
  }

  .hero__media {
    height: 240px;
    margin: 0 16px;
    border-radius: 14px;
  }

  .about__img-lg {
    height: 340px;
    border-radius: 14px;
    img{
      object-position: top;
    }
  }

  .badge {
    top: 260px;
    width: 92px;
    height: 92px;
  }

  .badge__ring text {
    font-size: 10px;
  }

  .badge__core {
    width: 38px;
    height: 38px;
  }

  .badge__core svg {
    width: 17px;
    height: 17px;
  }

  .pillar {
    padding: 20px 16px 16px;
  }

  .pillar__header {
    margin-bottom: 14px;
  }

  .pillar__icon-box {
    width: 42px;
    height: 42px;
    border-radius: 10px;
  }

  .pillar__icon-box svg {
    width: 19px;
    height: 19px;
  }

  .pillar__num {
    font-size: 16px;
  }

  .aud-card {
    flex: 0 0 82vw;
    min-width: 82vw;
    max-width: 320px;
    min-height: 400px;
  }

  .proc-step {
    grid-template-columns: 60px 1fr;
    column-gap: 14px;
    row-gap: 3px;
  }

  .proc-step__node {
    width: 60px;
    height: 60px;
  }

  .proc-step__icon svg {
    width: 23px;
    height: 23px;
  }

  .proc-step__badge {
    width: 21px;
    height: 21px;
    font-size: 10px;
  }

  .proc-step:not(:last-child)::after {
    left: 29px;
    top: 60px;
    bottom: -24px;
  }

  .fact+.fact {
    padding-left: 14px;
  }

  .fact strong {
    font-size: 28px;
  }

  .about__tags .tag {
    font-size: 11.5px;
    padding: 5px 12px;
  }

  .about__cred-icon {
    width: 34px;
    height: 34px;
  }

  .about__cred-icon svg {
    width: 17px;
    height: 17px;
  }

  .about__cred-name {
    font-size: 13.5px;
  }

  .footer__grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .hero__actions {
    gap: 8px;
  }

  .hero__actions .btn {
    height: 42px;
    padding: 0 16px;
    font-size: 13.5px;
  }

  .final .btn-arrow {
    width: auto;
    display: inline-flex;
    margin: 0 auto;
  }

  .final .btn-arrow .btn {
    width: auto;
    flex: none;
  }

  .page-hero {
    padding: 120px 0 50px;
  }

  .page-hero__title {
    font-size: 26px;
  }

  .page-hero__stats {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .page-hero__img-wrap {
    aspect-ratio: 16 / 11;
  }

  .page-hero__floating-badge {
    position: static;
    margin-top: 12px;
    max-width: 100%;
  }

  .page-hero__floating-pill {
    top: 10px;
    right: 10px;
  }

  .profile-media img {
    height: 320px;
  }

  .about__story-img-wrap img {
    height: 394px !important;
  }

  .about__story-img-wrap .badge {
    right: 8px;
    bottom: -16px;
    width: 96px;
    height: 96px;
    border-width: 3.5px;
  }

  .about__story-img-wrap .badge__ring text {
    font-size: 8.8px;
  }

  .about__story-img-wrap .badge__core {
    width: 36px;
    height: 36px;
  }

  .about__story-img-wrap .badge__core svg {
    width: 17px;
    height: 17px;
  }

  .about__stats-card {
    gap: 12px;
    padding: 14px 16px;
  }

  .about__stat-item strong {
    font-size: 24px;
  }

  .about__stat-item span {
    font-size: 12px;
  }

  .contact-trust-card {
    flex-direction: column;
    align-items: flex-start;
  }

  .claims-banner {
    padding: 26px 18px;
    border-radius: 18px;
  }

  .claims-banner h3 {
    font-size: 21px;
  }

  .claims-banner__hotline {
    font-size: 16px;
    padding: 12px 20px;
  }
}

/* =========================================================
   SERVICES DIRECTORY & PORTFOLIO PAGE STYLES
   ========================================================= */

/* Services Directory Grid (Reuses Homepage .service-card) */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 40px;
}

.services-grid .service-card {
  width: 100%;
  max-width: 100%;
  min-width: 0;
  flex: none;
}

@media (max-width: 991px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
}

@media (max-width: 600px) {
  .services-grid {
    grid-template-columns: 1fr;
  }
}


/* =========================================================
   SECTION 4 — TERM VS. WHOLE LIFE VS. UNIVERSAL LIFE
   Screenshot-inspired Minimalist 3-Column Editorial Grid
   ========================================================= */
.comparison-section {
  padding: 100px 0;
  background: var(--white);
}

.comp-features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 52px 44px;
  margin-top: 56px;
}

.comp-feature {
  display: flex;
  flex-direction: column;
}

.comp-feature__title {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--f-head);
  font-size: 22px;
  font-weight: 700;
  color: var(--ink);
  letter-spacing: -0.02em;
  margin: 0 0 14px 0;
  line-height: 1.3;
}

.comp-feature__bar {
  width: 3.5px;
  height: 24px;
  background: var(--green-900);
  border-radius: 2px;
  flex-shrink: 0;
  transition: transform 0.25s var(--ease), background 0.25s var(--ease);
}

.comp-feature__bar--gold {
  background: var(--yellow);
}

.comp-feature:hover .comp-feature__bar {
  transform: scaleY(1.15);
}

.comp-feature__desc {
  font-family: var(--f-body);
  font-size: 15px;
  line-height: 1.68;
  color: #5A6A62;
  margin: 0;
}

/* Bottom Advisor Recommendation Strip */
.comp-action-strip {
  margin-top: 60px;
  padding: 24px 32px;
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: 18px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  box-shadow: 0 6px 20px rgba(23, 77, 60, 0.03);
}

.comp-action-strip__badge {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--green-800);
  margin-bottom: 4px;
}

.comp-action-strip__text {
  font-size: 14.5px;
  line-height: 1.55;
  color: var(--ink);
  margin: 0;
}

.comp-action-strip__actions {
  flex-shrink: 0;
}

/* Backward compatibility for badge-cell classes */
.badge-cell--green {
  background: #E8F5E9;
  color: #166534;
}

.badge-cell--yellow {
  background: #FEF3C7;
  color: #92400E;
}

.badge-cell--blue {
  background: #E0F2FE;
  color: #075985;
}

/* Responsive Breakpoints */
@media (max-width: 991px) {
  .comp-features-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 40px 32px;
    margin-top: 44px;
  }
  .comp-action-strip {
    flex-direction: column;
    align-items: flex-start;
    padding: 22px;
    gap: 18px;
  }
  .comp-action-strip__actions {
    width: 100%;
  }
  .comp-action-strip__actions .btn {
    width: 100%;
  }
}

@media (max-width: 640px) {
  .comparison-section {
    padding: 70px 0;
  }
  .comp-features-grid {
    grid-template-columns: 1fr;
    gap: 36px;
    margin-top: 36px;
  }
  .comp-feature__title {
    font-size: 20px;
    gap: 10px;
  }
  .comp-feature__bar {
    height: 20px;
    width: 3px;
  }
  .comp-feature__desc {
    font-size: 14.5px;
    line-height: 1.62;
  }
}

/* Carriers Ecosystem Banner */
.carriers-strip {
  padding: 70px 0;
  background: #FAFBF9;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.carriers-strip__inner {
  text-align: center;
}

.carriers-grid {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 32px;
}

.carrier-chip {
  padding: 12px 24px;
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: 100px;
  font-family: var(--f-head);
  font-size: 15px;
  font-weight: 600;
  color: var(--green-900);
  box-shadow: 0 4px 14px rgba(23, 77, 60, 0.04);
  transition: all 0.25s var(--ease);
}

.carrier-chip:hover {
  transform: translateY(-2px);
  border-color: var(--yellow);
  box-shadow: 0 8px 20px rgba(244, 185, 66, 0.2);
}

/* Responsive adjustments */
@media (max-width: 1024px) {
  .matcher-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .matcher-box {
    padding: 40px 32px;
  }
}

@media (max-width: 768px) {
  .matcher-box {
    padding: 30px 20px;
    border-radius: 20px;
  }
}



/* =========================================================
   CONVERSATION FINDER & RITU VERMA CTAS
   ========================================================= */
.finder-section {
  background: var(--off-white);
  padding: 100px 0;
  position: relative;
}

.finder-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-top: 48px;
}

.finder-tab {
  background: var(--white);
  border: 1.5px solid #E2E8F0;
  border-radius: var(--radius);
  padding: 24px 20px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-align: left;
  cursor: pointer;
  transition: all 0.28s var(--ease);
  position: relative;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.03);
  font-family: var(--f-body);
}

.finder-tab:hover {
  border-color: var(--green-800);
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}

.finder-tab.is-active {
  border-color: var(--green-900);
  background: var(--green-900);
  color: var(--white);
  box-shadow: 0 16px 36px rgba(23, 77, 60, 0.2);
}

.finder-tab__icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: var(--green-50);
  color: var(--green-900);
  display: grid;
  place-items: center;
  margin-bottom: 16px;
  transition: all 0.25s var(--ease);
}

.finder-tab.is-active .finder-tab__icon {
  background: rgba(255, 255, 255, 0.2);
  color: var(--yellow);
}

.finder-tab__icon svg {
  width: 22px;
  height: 22px;
}

.finder-tab__title {
  font-family: var(--f-head);
  font-size: 16.5px;
  font-weight: 700;
  line-height: 1.35;
  color: var(--ink);
  margin-bottom: 12px;
  flex: 1;
}

.finder-tab.is-active .finder-tab__title {
  color: var(--white);
}

.finder-tab__arrow {
  font-size: 18px;
  font-weight: 700;
  color: var(--green-800);
  transition: transform 0.25s var(--ease);
}

.finder-tab:hover .finder-tab__arrow {
  transform: translateX(4px);
}

.finder-tab.is-active .finder-tab__arrow {
  color: var(--yellow);
}

.finder-card {
  margin-top: 32px;
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid #E2E8F0;
  padding: 40px 44px;
  box-shadow: var(--shadow);
  transition: all 0.3s var(--ease);
  position: relative;
  overflow: hidden;
}

.finder-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 6px;
  height: 100%;
  background: var(--yellow);
}

.finder-card__badge {
  display: inline-flex;
  align-items: center;
  padding: 6px 14px;
  border-radius: 100px;
  background: var(--green-50);
  color: var(--green-900);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.finder-card__heading {
  font-family: var(--f-head);
  font-size: 26px;
  font-weight: 700;
  line-height: 1.3;
  color: var(--ink);
  margin-bottom: 12px;
}

.finder-card__desc {
  font-size: 16px;
  line-height: 1.65;
  color: var(--muted);
  max-width: 820px;
  margin-bottom: 24px;
}

.finder-card__points {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  padding: 20px 0;
  border-top: 1px solid #F1F5F9;
  border-bottom: 1px solid #F1F5F9;
  margin-bottom: 28px;
}

.finder-point {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  font-weight: 600;
  color: var(--ink);
}

.finder-point svg {
  width: 18px;
  height: 18px;
  color: var(--green-800);
  flex-shrink: 0;
}

.finder-card__actions {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
}

@media (max-width: 1024px) {
  .finder-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .finder-card__points {
    grid-template-columns: 1fr;
    gap: 12px;
  }
}

@media (max-width: 640px) {
  .finder-grid {
    grid-template-columns: 1fr;
  }

  .finder-card {
    padding: 28px 20px;
  }

  .finder-card__heading {
    font-size: 20px;
  }
}

/* Service Card Subtitle & Description in Slider */
.service-card__desc {
  font-size: 14px;
  line-height: 1.5;
  color: var(--muted);
  margin-top: 8px;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.service-card__sub {
  font-size: 12px;
  font-weight: 600;
  color: var(--green-800);
  margin-top: 10px;
}

/* 3-Step Process Flow */
.proc-flow-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  position: relative;
  margin-top: 56px;
}

@media (max-width: 991px) {
  .proc-flow-3 {
    grid-template-columns: 1fr;
    gap: 24px;
    max-width: 540px;
    margin: 28px auto 0;
  }
}

/* WhatsApp button style */
.btn--whatsapp {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  height: 50px;
  padding: 0 24px;
  border-radius: 100px;
  background: #25D366;
  color: #FFFFFF;
  border: 1.5px solid #25D366;
  font-family: var(--f-head);
  font-size: 15.5px;
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
  transition: all 0.25s var(--ease);
}

.btn--whatsapp:hover {
  background: #1EBE5D;
  color: #FFFFFF;
  border-color: #1EBE5D;
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(37, 211, 102, 0.35);
}

.btn-phone-quick {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  height: 44px;
  padding: 0 18px;
  border-radius: 100px;
  background: rgba(255, 255, 255, 0.15);
  color: var(--white);
  border: 1.5px solid rgba(255, 255, 255, 0.35);
  font-family: var(--f-head);
  font-size: 14.5px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.25s var(--ease);
}

.btn-phone-quick:hover {
  background: var(--white);
  color: var(--green-900);
}

.header.is-scrolled .btn-phone-quick {
  background: var(--green-50);
  color: var(--green-900);
  border-color: #C3E2D1;
}

.header.is-scrolled .btn-phone-quick:hover {
  background: var(--green-900);
  color: var(--white);
}

.nav__mobile-phone {
  margin-bottom: 8px;
  display: block;
  text-align: center;
}


/* =========================================================
   SECTION: PROFESSIONAL SERVICE DETAIL 2-COLUMN LAYOUT
   ========================================================= */

.service-detail-section {
  padding: 64px 0 96px;
  background-color: #FAFBF8;
  position: relative;
}

.service-detail-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 390px;
  gap: 48px;
  align-items: start;
}

/* Left Main Content Column */
.service-detail-main {
  display: flex;
  flex-direction: column;
  gap: 48px;
  min-width: 0;
}

/* 1. Featured Media Card */




/* 2. Overview Content */
.service-overview-block {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 16px;
}

.service-overview-heading {
  font-family: var(--f-head);
  font-size: clamp(28px, 3.2vw, 40px);
  font-weight: 700;
  color: var(--green-900);
  line-height: 1.22;
  margin: 4px 0 0;
  letter-spacing: -0.02em;
}

.service-overview-lead {
  font-size: 19px;
  line-height: 1.65;
  color: var(--green-800);
  font-weight: 500;
  margin: 0;
}

.service-overview-desc {
  font-size: 16.5px;
  line-height: 1.75;
  color: #374741;
  margin: 0;
}

/* 3. Benefits Grid */
.service-benefits-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 8px;
}

.service-benefit-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), border-color 0.25s;
}

.service-benefit-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
  border-color: #B2D5C3;
}

.service-benefit-card__icon-wrap {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--green-50);
  color: var(--green-900);
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid #D5E7DC;
}

.service-benefit-card__icon-wrap svg {
  width: 24px;
  height: 24px;
}

.service-benefit-card__title {
  font-family: var(--f-head);
  font-size: 17.5px;
  font-weight: 700;
  color: var(--green-900);
  margin: 0;
}

.service-benefit-card__desc {
  font-size: 14.5px;
  line-height: 1.6;
  color: var(--muted);
  margin: 0;
}

/* 4. Advisor Quote */
.service-quote-box {
  background: linear-gradient(135deg, #F3F8F5 0%, #FFFDF8 100%);
  border: 1px solid #DCECE2;
  border-left: 4px solid var(--yellow);
  border-radius: 14px;
  padding: 26px 30px;
  position: relative;
  display: flex;
  gap: 20px;
}

.service-quote-box__icon {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  color: var(--yellow-600);
  opacity: 0.9;
}

.service-quote-box__content {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.service-quote-box__text {
  font-family: var(--f-head);
  font-size: 17px;
  font-weight: 500;
  line-height: 1.6;
  color: var(--green-900);
  font-style: italic;
  margin: 0;
}

.service-quote-box__cite {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--green-800);
  font-style: normal;
}

/* 5. Sub-headers inside left column */
.service-block-header {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 12px;
  margin-top: 8px;
}

.service-block-header h3 {
  font-family: var(--f-head);
  font-size: clamp(24px, 2.6vw, 32px);
  font-weight: 700;
  color: var(--green-900);
  line-height: 1.25;
  margin: 0;
  letter-spacing: -0.015em;
}

.service-block-header p {
  font-size: 16px;
  line-height: 1.65;
  color: var(--muted);
  margin: 0;
}

/* 6. Coverage Options Cards in Left Column */
.service-options-stack {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.service-option-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: 0 4px 18px rgba(23, 77, 60, 0.05);
  display: flex;
  flex-direction: column;
  gap: 20px;
  transition: all 0.25s var(--ease);
  position: relative;
}

.service-option-card:hover {
  border-color: #B2D5C3;
  box-shadow: var(--shadow);
  transform: translateY(-2px);
}

.service-option-card--featured {
  border-color: #C3E2D1;
  background: linear-gradient(180deg, #FFFFFF 0%, #F8FAF8 100%);
}

.service-option-card__head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 16px;
}

.service-option-card__title-wrap {
  display: flex;
  align-items: center;
  gap: 14px;
}

.service-option-card__icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--green-50);
  color: var(--green-900);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.service-option-card__icon svg {
  width: 24px;
  height: 24px;
}

.service-option-card__title {
  font-family: var(--f-head);
  font-size: 20px;
  font-weight: 700;
  color: var(--green-900);
  margin: 0;
}

.service-option-card__subtitle {
  font-size: 13.5px;
  color: var(--green-800);
  font-weight: 500;
  display: block;
  margin-top: 2px;
}

.service-option-card__badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 5px 12px;
  border-radius: 100px;
  font-family: var(--f-head);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  background: var(--green-50);
  color: var(--green-900);
  border: 1px solid #D5E7DC;
}

.service-option-card__badge--popular {
  background: var(--yellow-50);
  color: #8C5800;
  border-color: #F8D98C;
}

.service-option-card__desc {
  font-size: 15.5px;
  line-height: 1.65;
  color: #42524C;
  margin: 0;
}

.service-option-card__chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 12px;
}

.service-option-card__chip {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13.5px;
  font-weight: 500;
  color: var(--ink);
  background: #F4F7F5;
  padding: 6px 12px;
  border-radius: 8px;
}

.service-option-card__chip svg {
  width: 14px;
  height: 14px;
  color: #174D3C;
}

.service-option-card__footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 16px;
  border-top: 1px solid #EDF3F0;
}

.service-option-card__link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--f-head);
  font-size: 14.5px;
  font-weight: 600;
  color: var(--green-900);
  text-decoration: none;
  transition: color 0.2s, transform 0.2s;
}

.service-option-card__link:hover {
  color: var(--yellow-600);
  transform: translateX(3px);
}

.service-option-card__link svg {
  width: 16px;
  height: 16px;
}

/* 7. Process Flow (4-Step in Left Column) */
.service-steps-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.service-step-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  position: relative;
  transition: all 0.25s var(--ease);
}

.service-step-card:hover {
  border-color: #B2D5C3;
  transform: translateY(-2px);
  box-shadow: var(--shadow);
}

.service-step-card__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.service-step-card__num {
  font-family: var(--f-head);
  font-size: 14px;
  font-weight: 800;
  color: var(--yellow-600);
  background: var(--yellow-50);
  border: 1px solid #F9E0A2;
  padding: 3px 10px;
  border-radius: 100px;
  letter-spacing: 0.04em;
}

.service-step-card__icon {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  background: var(--green-50);
  color: var(--green-900);
  display: flex;
  align-items: center;
  justify-content: center;
}

.service-step-card__icon svg {
  width: 20px;
  height: 20px;
}

.service-step-card__title {
  font-family: var(--f-head);
  font-size: 17px;
  font-weight: 700;
  color: var(--green-900);
  margin: 0;
}

.service-step-card__desc {
  font-size: 14px;
  line-height: 1.6;
  color: var(--muted);
  margin: 0;
}

/* 9. Carrier Network Strip */
.service-carriers-strip {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}

.service-carriers-strip__info {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.service-carriers-strip__title {
  font-family: var(--f-head);
  font-size: 15.5px;
  font-weight: 700;
  color: var(--green-900);
  margin: 0;
}

.service-carriers-strip__desc {
  font-size: 13.5px;
  color: var(--muted);
  margin: 0;
}

.service-carriers-strip__tags {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.service-carrier-tag {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 6px 12px;
  border-radius: 8px;
  background: var(--green-50);
  color: var(--green-900);
  font-family: var(--f-head);
  font-size: 13px;
  font-weight: 600;
  border: 1px solid #D7E8DE;
}

/* =========================================================
   RIGHT STICKY SIDEBAR CARDS
   ========================================================= */

.service-sidebar {
  position: sticky;
  top: 100px;
  display: flex;
  flex-direction: column;
  gap: 24px;
  z-index: 10;
}

/* Base Sidebar Card */
.sidebar-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: 0 4px 20px rgba(23, 77, 60, 0.06);
  padding: 26px 22px;
  position: relative;
  overflow: hidden;
}

.sidebar-card__header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
  padding-bottom: 14px;
  border-bottom: 1px solid #EDF3F0;
}

.sidebar-card__icon-box {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: var(--green-50);
  color: var(--green-900);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.sidebar-card__icon-box svg {
  width: 20px;
  height: 20px;
}

.sidebar-card__title {
  font-family: var(--f-head);
  font-size: 18px;
  font-weight: 700;
  color: var(--green-900);
  margin: 0;
  line-height: 1.25;
}

.sidebar-card__subtitle {
  font-size: 12.5px;
  color: var(--muted);
  display: block;
  margin-top: 2px;
}

/* Services Nav List */
.sidebar-services-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
  list-style: none;
  padding: 0;
  margin: 0;
}

.sidebar-service-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 12px 14px;
  border-radius: 10px;
  background: #FAFBF9;
  border: 1px solid #EDF3F0;
  color: var(--ink);
  font-family: var(--f-head);
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.2s var(--ease);
}

.sidebar-service-link:hover {
  background: var(--green-50);
  color: var(--green-900);
  border-color: #C3E2D1;
  transform: translateX(4px);
}

.sidebar-service-link.is-active {
  background: var(--green-900);
  color: var(--white);
  border-color: var(--green-900);
  box-shadow: 0 4px 14px rgba(23, 77, 60, 0.25);
  pointer-events: default;
}

.sidebar-service-link__left {
  display: flex;
  align-items: center;
  gap: 10px;
}

.sidebar-service-link__icon {
  width: 18px;
  height: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--green-800);
}

.sidebar-service-link.is-active .sidebar-service-link__icon {
  color: var(--yellow);
}

.sidebar-service-link__arrow {
  width: 16px;
  height: 16px;
  color: var(--muted);
  transition: transform 0.2s;
}

.sidebar-service-link:hover .sidebar-service-link__arrow {
  color: var(--green-900);
  transform: translateX(2px);
}

.sidebar-service-link__badge {
  display: inline-block;
  font-size: 10.5px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 2px 7px;
  border-radius: 100px;
  background: var(--yellow);
  color: var(--green-900);
}

/* Advisor Card */
.sidebar-card--advisor {
  background: linear-gradient(145deg, #174D3C 0%, #0F3327 100%);
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.12);
  box-shadow: 0 12px 35px rgba(15, 51, 39, 0.35);
}

.sidebar-card--advisor .sidebar-card__header {
  border-bottom-color: rgba(255, 255, 255, 0.15);
}

.sidebar-card--advisor .sidebar-card__title {
  color: var(--white);
}

.sidebar-card--advisor .sidebar-card__subtitle {
  color: rgba(255, 255, 255, 0.75);
}

.sidebar-advisor-profile {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 16px;
}

.sidebar-advisor-avatar {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--yellow);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.25);
  flex-shrink: 0;
}

.sidebar-advisor-info h4 {
  font-family: var(--f-head);
  font-size: 16px;
  font-weight: 700;
  color: var(--white);
  margin: 0;
}

.sidebar-advisor-info p {
  font-size: 12.5px;
  color: rgba(255, 255, 255, 0.8);
  margin: 2px 0 0;
  line-height: 1.35;
}

.sidebar-advisor-desc {
  font-size: 13.5px;
  line-height: 1.55;
  color: rgba(255, 255, 255, 0.88);
  margin: 0 0 18px;
}

.sidebar-advisor-actions {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.sidebar-btn-phone {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  height: 46px;
  border-radius: 100px;
  background: var(--yellow);
  color: var(--green-900);
  font-family: var(--f-head);
  font-size: 14.5px;
  font-weight: 700;
  text-decoration: none;
  transition: all 0.2s var(--ease);
}

.sidebar-btn-phone:hover {
  background: var(--white);
  color: var(--green-900);
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.15);
}

.sidebar-btn-phone svg {
  width: 18px;
  height: 18px;
}

.sidebar-card--advisor .btn--whatsapp {
  height: 44px;
  font-size: 14px;
  border-radius: 100px;
}

.sidebar-advisor-footnote {
  display: block;
  text-align: center;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.7);
  margin-top: 12px;
}

/* Free Audit Card */
.sidebar-card--audit {
  border-left: 4px solid var(--green-900);
}

.sidebar-card--audit .tag {
  align-self: flex-start;
  margin-bottom: 8px;
}

.sidebar-card--audit h4 {
  font-family: var(--f-head);
  font-size: 17px;
  font-weight: 700;
  color: var(--green-900);
  margin: 0 0 8px;
}

.sidebar-card--audit p {
  font-size: 13.5px;
  line-height: 1.55;
  color: var(--muted);
  margin: 0 0 16px;
}

/* Download / Checklist Card */
.sidebar-card--download {
  background: #FFFDF8;
  border: 1px dashed #E2D7B8;
}

.sidebar-download-content {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}

.sidebar-download-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: var(--yellow-50);
  color: #8C5800;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.sidebar-download-info h5 {
  font-family: var(--f-head);
  font-size: 14.5px;
  font-weight: 700;
  color: var(--green-900);
  margin: 0 0 4px;
}

.sidebar-download-info p {
  font-size: 12.5px;
  color: var(--muted);
  line-height: 1.45;
  margin: 0 0 8px;
}

.sidebar-download-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-family: var(--f-head);
  font-size: 12.5px;
  font-weight: 700;
  color: var(--green-900);
  text-decoration: none;
}

.sidebar-download-link:hover {
  color: var(--yellow-600);
}

/* Responsive adjustments */
@media (max-width: 1100px) {
  .service-detail-layout {
    grid-template-columns: minmax(0, 1fr) 340px;
    gap: 36px;
  }

}

@media (max-width: 991px) {
  .service-detail-section {
    padding: 48px 0 64px;
  }

  .service-detail-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .service-sidebar {
    position: static;
    top: auto;
  }

  .service-benefits-grid,
  .service-steps-grid {
    grid-template-columns: 1fr;
  }


}